Is XPHYF or ADC a better dividend investment in 2026?

XPHYF currently yields 705.11% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: XPHYF offers higher current income.

What is the dividend yield difference between XPHYF and ADC?

XPHYF has a forward dividend yield of 705.11% ($2.00/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 700.98 percentage points.

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XPHYF vs ADC: Dividend Comparison 2026

XPHYF yields 705.11% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XPHYF wins by $964927.19M in total portfolio value

INVESTMENT

TIME HORIZON10 years

XPHYF

● Live price

705.11%

Share price

$0.28

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$964927.37M

Annual income

$754,446,983,210.15

Full XPHYF calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — XPHYF vs ADC

📍 XPHYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XPHYF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XPHYF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XPHYF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XPHYF

Annual income on $10K today (after 15% tax)

$59,934.07/yr

After 10yr DRIP, annual income (after tax)

$641,279,935,728.63/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, XPHYF beats the other by $641,279,867,050.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XPHYF + ADC for your $10,000?

XPHYF: 50%ADC: 50%

100% ADC50/50100% XPHYF

Portfolio after 10yr

$482463.78M

Annual income

$377,223,532,003.72/yr

Blended yield

78.19%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

XPHYF

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XPHYF buys

ADC buys

No recent congressional trades found for XPHYF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXPHYFADC

Forward yield	705.11% ✓	4.13%
Annual dividend / share	$2.00	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$964927.37M ✓	$178.9K
Annual income after 10y	$754,446,983,210.15 ✓	$80,797.29
Total dividends collected	$947907.97M ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: XPHYF vs ADC ($10,000, DRIP)

Year	XPHYF Portfolio	XPHYF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$81,211	$70,510.67	$10,990	$580.36	+$70.2K → XPHYF
2	$622,056	$535,160.68	$12,301	$860.26	+$609.8K → XPHYF
3	$4,496,642	$3,831,041.55	$14,104	$1,298.62	+$4.48M → XPHYF
4	$30,693,047	$25,881,640.63	$16,691	$2,008.16	+$30.68M → XPHYF
5	$197,946,383	$165,104,822.52	$20,580	$3,205.09	+$197.93M → XPHYF
6	$1,206,941,168	$995,138,538.05	$26,754	$5,330.02	+$1206.91M → XPHYF
7	$6,962,148,280	$5,670,721,230.88	$37,196	$9,345.14	+$6962.11M → XPHYF
8	$38,020,642,481	$30,571,143,821.30	$56,244	$17,523.09	+$38020.59M → XPHYF
9	$196,710,644,881	$156,028,557,426.06	$94,286	$35,736.21	+$196710.55M → XPHYF
10	$964,927,373,233	$754,446,983,210.15	$178,949	$80,797.29	+$964927.19M → XPHYF

XPHYF vs ADC: Complete Analysis 2026

XPHYF — Stock

BioNxt Solutions Inc. operates as a bioscience company in Germany, Switzerland, Austria, Israel, and Canada. It develops drug delivery methods, such as transdermal patches and oral dissolvable films designed for delivery of neurological medications; and psychedelic medicine to treat mental health-related medical conditions, including depression, anxiety, addiction, and trauma-related stress disorder. The company also develops point-of-care diagnostics comprising rapid diagnostics and biosensor screening tests for early detection and the potential for better treatment outcomes, and improved disease management; and COVID-19 PCR diagnostic kit, peri-implantitis oral biosensor, and H1N1 (swine flu) and H5N1 (avian flu) oral biosensors. In addition, it offers analytical testing and consulting services; and engages in the pathogen and oral health diagnostic and screening test, thin film drug formulation, and psychedelic pharmaceutical production and formulation businesses. The company was formerly known as XPhyto Therapeutics Corp. and changed its name to BioNxt Solutions Inc. in November 2022. BioNxt Solutions Inc. was incorporated in 2017 and is headquartered in Vancouver, Canada.

Full XPHYF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.