Is XPHYF or XYLD a better dividend investment in 2026?

XPHYF currently yields 705.11% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XPHYF offers higher current income.

What is the dividend yield difference between XPHYF and XYLD?

XPHYF has a forward dividend yield of 705.11% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 693.91 percentage points.

Home › Compare › XPHYF vs XYLD

XPHYF vs XYLD: Dividend Comparison 2026

XPHYF yields 705.11% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XPHYF wins by $964927.35M in total portfolio value

INVESTMENT

TIME HORIZON10 years

XPHYF

● Live price

705.11%

Share price

$0.28

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$964927.37M

Annual income

$754,446,983,210.15

Full XPHYF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — XPHYF vs XYLD

📍 XPHYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XPHYF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XPHYF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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XPHYF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XPHYF

Annual income on $10K today (after 15% tax)

$59,934.07/yr

After 10yr DRIP, annual income (after tax)

$641,279,935,728.63/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XPHYF beats the other by $641,279,932,880.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XPHYF + XYLD for your $10,000?

XPHYF: 50%XYLD: 50%

100% XYLD50/50100% XPHYF

Portfolio after 10yr

$482463.70M

Annual income

$377,223,493,280.58/yr

Blended yield

78.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XPHYF buys

XYLD buys

No recent congressional trades found for XPHYF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXPHYFXYLD

Forward yield	705.11% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$964927.37M ✓	$25.9K
Annual income after 10y	$754,446,983,210.15 ✓	$3,351.03
Total dividends collected	$947907.97M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: XPHYF vs XYLD ($10,000, DRIP)

Year	XPHYF Portfolio	XPHYF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$81,211	$70,510.67	$10,840	$1,120.44	+$70.4K → XPHYF
2	$622,056	$535,160.68	$11,786	$1,249.59	+$610.3K → XPHYF
3	$4,496,642	$3,831,041.55	$12,854	$1,397.78	+$4.48M → XPHYF
4	$30,693,047	$25,881,640.63	$14,063	$1,568.33	+$30.68M → XPHYF
5	$197,946,383	$165,104,822.52	$15,434	$1,765.19	+$197.93M → XPHYF
6	$1,206,941,168	$995,138,538.05	$16,995	$1,993.14	+$1206.92M → XPHYF
7	$6,962,148,280	$5,670,721,230.88	$18,777	$2,257.95	+$6962.13M → XPHYF
8	$38,020,642,481	$30,571,143,821.30	$20,818	$2,566.58	+$38020.62M → XPHYF
9	$196,710,644,881	$156,028,557,426.06	$23,163	$2,927.50	+$196710.62M → XPHYF
10	$964,927,373,233	$754,446,983,210.15	$25,865	$3,351.03	+$964927.35M → XPHYF

XPHYF vs XYLD: Complete Analysis 2026

XPHYF — Stock

BioNxt Solutions Inc. operates as a bioscience company in Germany, Switzerland, Austria, Israel, and Canada. It develops drug delivery methods, such as transdermal patches and oral dissolvable films designed for delivery of neurological medications; and psychedelic medicine to treat mental health-related medical conditions, including depression, anxiety, addiction, and trauma-related stress disorder. The company also develops point-of-care diagnostics comprising rapid diagnostics and biosensor screening tests for early detection and the potential for better treatment outcomes, and improved disease management; and COVID-19 PCR diagnostic kit, peri-implantitis oral biosensor, and H1N1 (swine flu) and H5N1 (avian flu) oral biosensors. In addition, it offers analytical testing and consulting services; and engages in the pathogen and oral health diagnostic and screening test, thin film drug formulation, and psychedelic pharmaceutical production and formulation businesses. The company was formerly known as XPhyto Therapeutics Corp. and changed its name to BioNxt Solutions Inc. in November 2022. BioNxt Solutions Inc. was incorporated in 2017 and is headquartered in Vancouver, Canada.

Full XPHYF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.