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XPRTX vs RYLD: Dividend Comparison 2026

XPRTX yields 7.39% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XPRTX wins by $4.6K in total portfolio value
10 years
XPRTX
XPRTX
● Live price
7.39%
Share price
$5.50
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.6K
Annual income
$1,181.06
Full XPRTX calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — XPRTX vs RYLD

📍 XPRTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXPRTXRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XPRTX + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XPRTX pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XPRTX
Annual income on $10K today (after 15% tax)
$628.23/yr
After 10yr DRIP, annual income (after tax)
$1,003.90/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, XPRTX beats the other by $239.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XPRTX + RYLD for your $10,000?

XPRTX: 50%RYLD: 50%
100% RYLD50/50100% XPRTX
Portfolio after 10yr
$30.3K
Annual income
$1,040.13/yr
Blended yield
3.43%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XPRTX buys
0
RYLD buys
0
No recent congressional trades found for XPRTX or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXPRTXRYLD
Forward yield7.39% ✓4.00%
Annual dividend / share$0.41$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$32.6K ✓$28.0K
Annual income after 10y$1,181.06 ✓$899.19
Total dividends collected$9.6K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XPRTX vs RYLD ($10,000, DRIP)

YearXPRTX PortfolioXPRTX Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,439$739.09$11,120$420.00+$319.00 → XPRTX
2$13,030$790.14$12,357$458.31+$673.00 → XPRTX
3$14,783$841.15$13,721$499.76+$1.1K → XPRTX
4$16,710$891.90$15,227$544.58+$1.5K → XPRTX
5$18,822$942.19$16,885$593.02+$1.9K → XPRTX
6$21,131$991.84$18,713$645.34+$2.4K → XPRTX
7$23,651$1,040.68$20,724$701.81+$2.9K → XPRTX
8$26,395$1,088.58$22,938$762.73+$3.5K → XPRTX
9$29,378$1,135.41$25,372$828.41+$4.0K → XPRTX
10$32,616$1,181.06$28,047$899.19+$4.6K → XPRTX

XPRTX vs RYLD: Complete Analysis 2026

XPRTX — Stock

XPRTX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in XPRTX shares.

Full XPRTX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.