HomeCompareXRLV vs SCHD

XRLV vs SCHD: Dividend Comparison 2026

XRLV yields 1.86% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.6K in total portfolio value
10 years
XRLV
XRLV
● Live price
1.86%
Share price
$57.26
Annual div
$1.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.4K
Annual income
$209.94
Full XRLV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — XRLV vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXRLVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XRLV + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XRLV pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XRLV
Annual income on $10K today (after 15% tax)
$158.20/yr
After 10yr DRIP, annual income (after tax)
$178.45/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $183.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XRLV + SCHD for your $10,000?

XRLV: 50%SCHD: 50%
100% SCHD50/50100% XRLV
Portfolio after 10yr
$25.7K
Annual income
$317.94/yr
Blended yield
1.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XRLV buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXRLVSCHD
Forward yield1.86%3.46%
Annual dividend / share$1.07$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.4K$29.0K
Annual income after 10y$209.94$425.95
Total dividends collected$2.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XRLV vs SCHD ($10,000, DRIP)

YearXRLV PortfolioXRLV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,886$186.12$11,226$346.36$340.00SCHD
2$11,838$189.36$12,572$357.38$734.00SCHD
3$12,859$192.43$14,046$367.84$1.2KSCHD
4$13,954$195.36$15,660$377.73$1.7KSCHD
5$15,129$198.13$17,425$387.07$2.3KSCHD
6$16,389$200.76$19,354$395.86$3.0KSCHD
7$17,739$203.25$21,461$404.13$3.7KSCHD
8$19,187$205.61$23,762$411.89$4.6KSCHD
9$20,737$207.83$26,272$419.15$5.5KSCHD
10$22,399$209.94$29,010$425.95$6.6KSCHD

XRLV vs SCHD: Complete Analysis 2026

XRLVStock

The Invesco S&P 500 ex-Rate Sensitive Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility Rate Response Index (Index). The Fund generally will invest at least 90% of its total assets in common stocks that comprise the Index. The Index is composed of the 100 constituents of S&P 500 Index that exhibit both low volatility and low interest rate risk. The Index is designed to include stocks exhibiting low volatility characteristics, after removing stocks that historically have performed poorly in rising interest rate environments. The Fund and Index constituents are rebalanced and reconstitutioned after the close on the third Friday of February, May, August and November. Constituents are weighted relative to the inverse of their volatility, with the least volatile stocks receiving the highest weights.

Full XRLV Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.