HomeCompareXRMI vs SPHD

XRMI vs SPHD: Dividend Comparison 2026

XRMI yields 12.83% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XRMI wins by $20.1K in total portfolio value
10 years
XRMI
XRMI
● Live price
12.83%
Share price
$16.91
Annual div
$2.17
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.5K
Annual income
$2,848.92
Full XRMI calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — XRMI vs SPHD

📍 XRMI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXRMISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XRMI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XRMI pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XRMI
Annual income on $10K today (after 15% tax)
$1,090.17/yr
After 10yr DRIP, annual income (after tax)
$2,421.58/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, XRMI beats the other by $1,939.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XRMI + SPHD for your $10,000?

XRMI: 50%SPHD: 50%
100% SPHD50/50100% XRMI
Portfolio after 10yr
$36.5K
Annual income
$1,708.14/yr
Blended yield
4.68%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XRMI buys
0
SPHD buys
0
No recent congressional trades found for XRMI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXRMISPHD
Forward yield12.83%4.30%
Annual dividend / share$2.17$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$46.5K$26.5K
Annual income after 10y$2,848.92$567.37
Total dividends collected$20.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XRMI vs SPHD ($10,000, DRIP)

YearXRMI PortfolioXRMI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,983$1,282.55$11,130$430.50+$853.00XRMI
2$14,258$1,436.29$12,357$447.82+$1.9KXRMI
3$16,853$1,597.19$13,687$464.65+$3.2KXRMI
4$19,797$1,764.40$15,126$480.98+$4.7KXRMI
5$23,120$1,937.04$16,682$496.78+$6.4KXRMI
6$26,852$2,114.17$18,362$512.03+$8.5KXRMI
7$31,027$2,294.85$20,174$526.72+$10.9KXRMI
8$35,677$2,478.15$22,127$540.84+$13.6KXRMI
9$40,837$2,663.13$24,230$554.39+$16.6KXRMI
10$46,545$2,848.92$26,493$567.37+$20.1KXRMI

XRMI vs SPHD: Complete Analysis 2026

XRMIStock

The Global X S&P 500 Risk Managed Income ETF (XRMI) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 Risk Managed Income Index.

Full XRMI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.