Is XROLF or DGRO a better dividend investment in 2026?

XROLF currently yields 3.88% with a 5% 5-year dividend growth rate. DGRO yields 2.13% with 9.5% growth. The better choice depends on your goal: XROLF offers higher current income.

What is the dividend yield difference between XROLF and DGRO?

XROLF has a forward dividend yield of 3.88% ($2.00/share annually). DGRO yields 2.13% ($1.47/share annually). The yield gap is 1.75 percentage points.

Home › Compare › XROLF vs DGRO

XROLF vs DGRO: Dividend Comparison 2026

XROLF yields 3.88% · DGRO yields 2.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $5.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XROLF

● Live price

3.88%

Share price

$51.55

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.7K

Annual income

$497.76

Full XROLF calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

Portfolio growth — XROLF vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XROLF	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XROLF + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XROLF pays

DGRO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XROLF

Annual income on $10K today (after 15% tax)

$329.78/yr

After 10yr DRIP, annual income (after tax)

$423.10/yr

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

At 15% tax rate, XROLF beats the other by $219.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XROLF + DGRO for your $10,000?

XROLF: 50%DGRO: 50%

100% DGRO50/50100% XROLF

Portfolio after 10yr

$28.7K

Annual income

$368.86/yr

Blended yield

1.29%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on XROLF right now

XROLF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

6.0

Piotroski

6/9

DGRO

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XROLF buys

DGRO buys

No recent congressional trades found for XROLF or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXROLFDGRO

Forward yield	3.88% ✓	2.13%
Annual dividend / share	$2.00 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.7K	$31.6K ✓
Annual income after 10y	$497.76 ✓	$239.96
Total dividends collected	$4.5K ✓	$2.3K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XROLF vs DGRO ($10,000, DRIP)

Year	XROLF Portfolio	XROLF Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$11,088	$387.97	$11,293	$213.22	$205.00 → DGRO
2	$12,266	$402.04	$12,730	$217.32	$464.00 → DGRO
3	$13,540	$415.66	$14,326	$221.10	$786.00 → DGRO
4	$14,917	$428.83	$16,098	$224.56	$1.2K → DGRO
5	$16,403	$441.52	$18,064	$227.74	$1.7K → DGRO
6	$18,005	$453.73	$20,246	$230.65	$2.2K → DGRO
7	$19,731	$465.46	$22,666	$233.30	$2.9K → DGRO
8	$21,588	$476.71	$25,349	$235.73	$3.8K → DGRO
9	$23,587	$487.47	$28,325	$237.94	$4.7K → DGRO
10	$25,736	$497.76	$31,624	$239.96	$5.9K → DGRO

XROLF vs DGRO: Complete Analysis 2026

XROLF — Stock

Xero Limited, together with its subsidiaries, operates as a software as a service company in New Zealand, Australia, the United Kingdom, and internationally. The company offers Xero, an open platform that connects small businesses to a range of solutions, which helps to manage their finances. It also provides Xero mobile app; and accountant/bookkeeper tools, including Xero HQ, Xero Practice Manager, Xero Workpapers, and Xero Cashbook or Xero Ledger. Xero Limited was incorporated in 2006 and is headquartered in Wellington, New Zealand.

Full XROLF Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.