Home › Compare › XROLF vs DVY

XROLF vs DVY: Dividend Comparison 2026

XROLF yields 3.88% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XROLF wins by $666.00 in total portfolio value
10 years
XROLF
XROLF
● Live price
3.88%
Share price
$51.55
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.7K
Annual income
$497.76
Full XROLF calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — XROLF vs DVY

📍 XROLF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXROLFDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XROLF + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XROLF pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XROLF
Annual income on $10K today (after 15% tax)
$329.78/yr
After 10yr DRIP, annual income (after tax)
$423.10/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, XROLF beats the other by $50.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XROLF + DVY for your $10,000?

XROLF: 50%DVY: 50%
100% DVY50/50100% XROLF
Portfolio after 10yr
$25.4K
Annual income
$467.77/yr
Blended yield
1.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on XROLF right now

XROLF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
6.0
Piotroski
6/9
DVY
No analyst data
Altman Z
307.5
Piotroski
1/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XROLF buys
0
DVY buys
0
No recent congressional trades found for XROLF or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXROLFDVY
Forward yield3.88% ✓3.50%
Annual dividend / share$2.00$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.7K ✓$25.1K
Annual income after 10y$497.76 ✓$437.78
Total dividends collected$4.5K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XROLF vs DVY ($10,000, DRIP)

YearXROLF PortfolioXROLF Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,088$387.97$11,050$349.62+$38.00 → XROLF
2$12,266$402.04$12,184$361.04+$82.00 → XROLF
3$13,540$415.66$13,409$372.07+$131.00 → XROLF
4$14,917$428.83$14,730$382.68+$187.00 → XROLF
5$16,403$441.52$16,154$392.89+$249.00 → XROLF
6$18,005$453.73$17,688$402.69+$317.00 → XROLF
7$19,731$465.46$19,338$412.07+$393.00 → XROLF
8$21,588$476.71$21,113$421.04+$475.00 → XROLF
9$23,587$487.47$23,020$429.61+$567.00 → XROLF
10$25,736$497.76$25,070$437.78+$666.00 → XROLF

XROLF vs DVY: Complete Analysis 2026

XROLF — Stock

Xero Limited, together with its subsidiaries, operates as a software as a service company in New Zealand, Australia, the United Kingdom, and internationally. The company offers Xero, an open platform that connects small businesses to a range of solutions, which helps to manage their finances. It also provides Xero mobile app; and accountant/bookkeeper tools, including Xero HQ, Xero Practice Manager, Xero Workpapers, and Xero Cashbook or Xero Ledger. Xero Limited was incorporated in 2006 and is headquartered in Wellington, New Zealand.

Full XROLF Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
📬

Get this XROLF vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XROLF vs SCHDXROLF vs JEPIXROLF vs OXROLF vs KOXROLF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.