HomeCompareXRPC vs QYLD

XRPC vs QYLD: Dividend Comparison 2026

XRPC yields 13.99% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XRPC wins by $24.7K in total portfolio value
10 years
XRPC
XRPC
● Live price
13.99%
Share price
$14.30
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.1K
Annual income
$3,327.79
Full XRPC calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — XRPC vs QYLD

📍 XRPC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXRPCQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XRPC + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XRPC pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XRPC
Annual income on $10K today (after 15% tax)
$1,188.81/yr
After 10yr DRIP, annual income (after tax)
$2,828.62/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $1,981.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XRPC + QYLD for your $10,000?

XRPC: 50%QYLD: 50%
100% QYLD50/50100% XRPC
Portfolio after 10yr
$37.8K
Annual income
$4,493.56/yr
Blended yield
11.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XRPC buys
0
QYLD buys
0
No recent congressional trades found for XRPC or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXRPCQYLD
Forward yield13.99%11.92%
Annual dividend / share$2.00$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$50.1K$25.4K
Annual income after 10y$3,327.79$5,659.31
Total dividends collected$23.2K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: XRPC vs QYLD ($10,000, DRIP)

YearXRPC PortfolioXRPC Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$12,099$1,398.60$10,352$1,192.36+$1.7KXRPC
2$14,527$1,581.41$10,830$1,347.57+$3.7KXRPC
3$17,318$1,774.60$11,460$1,539.07+$5.9KXRPC
4$20,508$1,977.20$12,275$1,777.84+$8.2KXRPC
5$24,132$2,188.16$13,323$2,078.95+$10.8KXRPC
6$28,227$2,406.36$14,667$2,463.34+$13.6KXRPC
7$32,834$2,630.62$16,396$2,960.57+$16.4KXRPC
8$37,992$2,859.75$18,631$3,612.97+$19.4KXRPC
9$43,744$3,092.53$21,548$4,482.15+$22.2KXRPC
10$50,134$3,327.79$25,398$5,659.31+$24.7KXRPC

XRPC vs QYLD: Complete Analysis 2026

XRPCStock

XRPC seeks to provide direct exposure to the price of XRP, a decentralized digital asset designed for real-time payment and settlement via the XRP Ledger. All XRP tokens were created at launch in 2012. The calculation of the funds NAV is based on a benchmark provided by CoinDesk Indices, aggregating prices from major XRP trading platforms. XRP held by the Trust is stored at Gemini and BitGo, both private custodians insured by non-FDIC carriers. Unlike stocks or bonds, XRP ownership confers no company profits or income, and is only recorded on a decentralized ledger. The ETF advantage for investors is that they can access the market performance of XRP through their regular brokerage accounts, without needing to hold XRP directly or face related risks. The Trust does not use derivatives, loans, or leverage. The XRP Ledger uses a low-energy, consensus-based mechanism rather than mining, enabling fast, low-cost cross-border transactions.

Full XRPC Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
📬

Get this XRPC vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XRPC vs SCHDXRPC vs JEPIXRPC vs OXRPC vs KOXRPC vs MAINXRPC vs XYLDXRPC vs JEPQXRPC vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.