Is XRPK or FCPT a better dividend investment in 2026?

XRPK currently yields 25.09% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: XRPK offers higher current income.

What is the dividend yield difference between XRPK and FCPT?

XRPK has a forward dividend yield of 25.09% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 19.04 percentage points.

Home › Compare › XRPK vs FCPT

XRPK vs FCPT: Dividend Comparison 2026

XRPK yields 25.09% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XRPK wins by $50.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XRPK

● Live price

25.09%

Share price

$7.97

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$99.3K

Annual income

$11,235.90

Full XRPK calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — XRPK vs FCPT

📍 XRPK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XRPK	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XRPK + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XRPK pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XRPK

Annual income on $10K today (after 15% tax)

$2,133.00/yr

After 10yr DRIP, annual income (after tax)

$9,550.52/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, XRPK beats the other by $4,641.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XRPK + FCPT for your $10,000?

XRPK: 50%FCPT: 50%

100% FCPT50/50100% XRPK

Portfolio after 10yr

$74.2K

Annual income

$8,505.59/yr

Blended yield

11.46%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

XRPK

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XRPK buys

FCPT buys

No recent congressional trades found for XRPK or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXRPKFCPT

Forward yield	25.09% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$99.3K ✓	$49.1K
Annual income after 10y	$11,235.90 ✓	$5,775.28
Total dividends collected	$63.0K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: XRPK vs FCPT ($10,000, DRIP)

Year	XRPK Portfolio	XRPK Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$13,209	$2,509.41	$11,401	$700.92	+$1.8K → XRPK
2	$17,232	$3,097.93	$13,064	$864.84	+$4.2K → XRPK
3	$22,215	$3,776.94	$15,051	$1,072.48	+$7.2K → XRPK
4	$28,321	$4,550.61	$17,442	$1,337.22	+$10.9K → XRPK
5	$35,725	$5,421.79	$20,340	$1,677.08	+$15.4K → XRPK
6	$44,618	$6,391.85	$23,880	$2,116.57	+$20.7K → XRPK
7	$55,202	$7,460.64	$28,241	$2,689.36	+$27.0K → XRPK
8	$67,692	$8,626.54	$33,660	$3,442.07	+$34.0K → XRPK
9	$82,317	$9,886.45	$40,456	$4,439.95	+$41.9K → XRPK
10	$99,315	$11,235.90	$49,063	$5,775.28	+$50.3K → XRPK

XRPK vs FCPT: Complete Analysis 2026

XRPK — Stock

The fund, under normal circumstances, invests at least 80% of its net assets in financial instruments that are designed to provide, in the aggregate, 200% exposure to the price performance of the Reference Asset on a daily basis. Swap agreements are entered into primarily with major financial institutions for a specified period which may range from one day to more than one year. The fund is non-diversified.

Full XRPK Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.