Is XRPK or HDV a better dividend investment in 2026?

XRPK currently yields 25.09% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: XRPK offers higher current income.

What is the dividend yield difference between XRPK and HDV?

XRPK has a forward dividend yield of 25.09% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 22.17 percentage points.

Home › Compare › XRPK vs HDV

XRPK vs HDV: Dividend Comparison 2026

XRPK yields 25.09% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XRPK wins by $75.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XRPK

● Live price

25.09%

Share price

$7.97

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$99.3K

Annual income

$11,235.90

Full XRPK calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — XRPK vs HDV

📍 XRPK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XRPK	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XRPK + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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XRPK pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XRPK

Annual income on $10K today (after 15% tax)

$2,133.00/yr

After 10yr DRIP, annual income (after tax)

$9,550.52/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, XRPK beats the other by $9,251.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XRPK + HDV for your $10,000?

XRPK: 50%HDV: 50%

100% HDV50/50100% XRPK

Portfolio after 10yr

$61.8K

Annual income

$5,793.81/yr

Blended yield

9.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XRPK buys

HDV buys

No recent congressional trades found for XRPK or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXRPKHDV

Forward yield	25.09% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$99.3K ✓	$24.3K
Annual income after 10y	$11,235.90 ✓	$351.71
Total dividends collected	$63.0K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XRPK vs HDV ($10,000, DRIP)

Year	XRPK Portfolio	XRPK Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$13,209	$2,509.41	$11,002	$291.67	+$2.2K → XRPK
2	$17,232	$3,097.93	$12,082	$299.61	+$5.2K → XRPK
3	$22,215	$3,776.94	$13,247	$307.23	+$9.0K → XRPK
4	$28,321	$4,550.61	$14,503	$314.52	+$13.8K → XRPK
5	$35,725	$5,421.79	$15,854	$321.50	+$19.9K → XRPK
6	$44,618	$6,391.85	$17,308	$328.15	+$27.3K → XRPK
7	$55,202	$7,460.64	$18,871	$334.49	+$36.3K → XRPK
8	$67,692	$8,626.54	$20,551	$340.53	+$47.1K → XRPK
9	$82,317	$9,886.45	$22,357	$346.27	+$60.0K → XRPK
10	$99,315	$11,235.90	$24,296	$351.71	+$75.0K → XRPK

XRPK vs HDV: Complete Analysis 2026

XRPK — Stock

The fund, under normal circumstances, invests at least 80% of its net assets in financial instruments that are designed to provide, in the aggregate, 200% exposure to the price performance of the Reference Asset on a daily basis. Swap agreements are entered into primarily with major financial institutions for a specified period which may range from one day to more than one year. The fund is non-diversified.

Full XRPK Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.