HomeCompareXRT vs EQR

XRT vs EQR: Dividend Comparison 2026

XRT yields 0.86% · EQR yields 4.73%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EQR wins by $19.6K in total portfolio value
10 years
XRT
XRT
● Live price
0.86%
Share price
$80.20
Annual div
$0.69
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$91.29
Full XRT calculator →
EQR
EQR
● Live price
4.73%
Share price
$58.58
Annual div
$2.77
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.5K
Annual income
$3,819.61
Full EQR calculator →

Portfolio growth — XRT vs EQR

📍 EQR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXRTEQR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XRT + EQR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XRT pays
EQR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XRT
Annual income on $10K today (after 15% tax)
$73.37/yr
After 10yr DRIP, annual income (after tax)
$77.60/yr
EQR
Annual income on $10K today (after 15% tax)
$401.93/yr
After 10yr DRIP, annual income (after tax)
$3,246.67/yr
At 15% tax rate, EQR beats the other by $3,169.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XRT + EQR for your $10,000?

XRT: 50%EQR: 50%
100% EQR50/50100% XRT
Portfolio after 10yr
$30.7K
Annual income
$1,955.45/yr
Blended yield
6.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EQR right now

XRT
No analyst data
EQR
Analyst Ratings
16
Buy
28
Hold
2
Sell
Consensus: Hold
Price Target
$70.35
+20.1% upside vs current
Range: $63.00 — $78.50
Altman Z
1.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XRT buys
0
EQR buys
0
No recent congressional trades found for XRT or EQR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXRTEQR
Forward yield0.86%4.73%
Annual dividend / share$0.69$2.77
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$20.9K$40.5K
Annual income after 10y$91.29$3,819.61
Total dividends collected$890.00$16.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: XRT vs EQR ($10,000, DRIP)

YearXRT PortfolioXRT Income/yrEQR PortfolioEQR Income/yrGap
1← crossover$10,786$86.32$11,248$547.57$462.00EQR
2$11,628$87.01$12,701$666.53$1.1KEQR
3$12,530$87.67$14,405$814.59$1.9KEQR
4$13,495$88.29$16,413$999.84$2.9KEQR
5$14,529$88.87$18,795$1,232.92$4.3KEQR
6$15,635$89.42$21,639$1,527.95$6.0KEQR
7$16,820$89.93$25,057$1,903.80$8.2KEQR
8$18,088$90.41$29,197$2,385.87$11.1KEQR
9$19,445$90.87$34,250$3,008.70$14.8KEQR
10$20,897$91.29$40,467$3,819.61$19.6KEQR

XRT vs EQR: Complete Analysis 2026

XRTStock

The State Street SPDR S&P Retail ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Retail Select Industry Index (the "Index")Seeks to provide exposure the retail segment of the S&P TMI, which comprises the following sub-industries: Apparel Retail, Automotive Retail, Broadline Retail, Computer & Electronic Retail, Consumer Staples Merchandise Retail, Drug Retail, Food Retailers, and Other Specialty Retail.Seeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XRT Calculator →

EQRREIT

Equity Residential is committed to creating communities where people thrive. The Company, a member of the S&P 500, is focused on the acquisition, development and management of residential properties located in and around dynamic cities that attract high quality long-term renters. Equity Residential owns or has investments in 305 properties consisting of 78,568 apartment units, located in Boston, New York, Washington, D.C., Seattle, San Francisco, Southern California and Denver.

Full EQR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.