HomeCompareXSEP vs DGRO

XSEP vs DGRO: Dividend Comparison 2026

XSEP yields 4.82% · DGRO yields 2.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DGRO wins by $4.2K in total portfolio value
10 years
XSEP
XSEP
● Live price
4.82%
Share price
$41.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$656.18
Full XSEP calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.13%
Share price
$68.98
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$239.96
Full DGRO calculator →

Portfolio growth — XSEP vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXSEPDGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XSEP + DGRO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XSEP pays
DGRO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XSEP
Annual income on $10K today (after 15% tax)
$409.69/yr
After 10yr DRIP, annual income (after tax)
$557.75/yr
DGRO
Annual income on $10K today (after 15% tax)
$181.24/yr
After 10yr DRIP, annual income (after tax)
$203.97/yr
At 15% tax rate, XSEP beats the other by $353.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XSEP + DGRO for your $10,000?

XSEP: 50%DGRO: 50%
100% DGRO50/50100% XSEP
Portfolio after 10yr
$29.5K
Annual income
$448.07/yr
Blended yield
1.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XSEP buys
0
DGRO buys
0
No recent congressional trades found for XSEP or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXSEPDGRO
Forward yield4.82%2.13%
Annual dividend / share$2.00$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.4K$31.6K
Annual income after 10y$656.18$239.96
Total dividends collected$5.7K$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XSEP vs DGRO ($10,000, DRIP)

YearXSEP PortfolioXSEP Income/yrDGRO PortfolioDGRO Income/yrGap
1← crossover$11,182$481.99$11,293$213.22$111.00DGRO
2$12,468$503.70$12,730$217.32$262.00DGRO
3$13,866$524.90$14,326$221.10$460.00DGRO
4$15,382$545.55$16,098$224.56$716.00DGRO
5$17,025$565.61$18,064$227.74$1.0KDGRO
6$18,801$585.05$20,246$230.65$1.4KDGRO
7$20,721$603.84$22,666$233.30$1.9KDGRO
8$22,794$621.97$25,349$235.73$2.6KDGRO
9$25,029$639.41$28,325$237.94$3.3KDGRO
10$27,437$656.18$31,624$239.96$4.2KDGRO

XSEP vs DGRO: Complete Analysis 2026

XSEPStock

The investment objective of the FT Vest U.S. Equity Enhance & Moderate Buffer ETF - September (the "Fund") is to seek to provide investors with returns (before fees and expenses) of approximately twice any positive price return of the SPDR S&P 500 ETF Trust (the "Underlying ETF"), up to a predetermined upside cap of 9.58% while providing a buffer (before fees and expenses) against the first 15% of Underlying ETF losses, over the period from September 22, 2025 to September 18, 2026.

Full XSEP Calculator →

DGROETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.