Is XSHLF or JEPQ a better dividend investment in 2026?

XSHLF currently yields 5783.69% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: XSHLF offers higher current income.

What is the dividend yield difference between XSHLF and JEPQ?

XSHLF has a forward dividend yield of 5783.69% ($2.00/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 5772.59 percentage points.

Home › Compare › XSHLF vs JEPQ

XSHLF vs JEPQ: Dividend Comparison 2026

XSHLF yields 5783.69% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XSHLF wins by $256651542897856.53M in total portfolio value

INVESTMENT

TIME HORIZON10 years

XSHLF

● Live price

5783.69%

Share price

$0.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$256651542897856.56M

Annual income

$248,209,432,037,607,870,000.00

Full XSHLF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — XSHLF vs JEPQ

📍 XSHLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XSHLF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XSHLF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

XSHLF pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XSHLF

Annual income on $10K today (after 15% tax)

$491,613.65/yr

After 10yr DRIP, annual income (after tax)

$210,978,017,231,966,670,000.00/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, XSHLF beats the other by $210,978,017,231,966,670,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XSHLF + JEPQ for your $10,000?

XSHLF: 50%JEPQ: 50%

100% JEPQ50/50100% XSHLF

Portfolio after 10yr

$128325771448928.31M

Annual income

$124,104,716,018,803,930,000.00/yr

Blended yield

96.71%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XSHLF buys

JEPQ buys

No recent congressional trades found for XSHLF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXSHLFJEPQ

Forward yield	5783.69% ✓	11.10%
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$256651542897856.56M ✓	$44.8K
Annual income after 10y	$248,209,432,037,607,870,000.00 ✓	$2,152.59
Total dividends collected	$256082913843471.75M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: XSHLF vs JEPQ ($10,000, DRIP)

Year	XSHLF Portfolio	XSHLF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$589,069	$578,369.00	$11,930	$1,110.39	+$577.1K → XSHLF
2	$32,471,355	$31,841,051.19	$14,133	$1,224.34	+$32.46M → XSHLF
3	$1,675,099,413	$1,640,355,062.91	$16,632	$1,340.46	+$1675.08M → XSHLF
4	$80,877,382,065	$79,085,025,693.45	$19,454	$1,457.97	+$80877.36M → XSHLF
5	$3,655,131,484,780	$3,568,592,685,970.61	$22,626	$1,576.08	+$3655131.46M → XSHLF
6	$154,637,319,945,162	$150,726,329,256,447.40	$26,175	$1,694.09	+$154637319.92M → XSHLF
7	$6,125,055,666,134,556	$5,959,593,733,793,231.00	$30,133	$1,811.32	+$6125055666.10M → XSHLF
8	$227,165,540,916,959,840	$220,611,731,354,195,840.00	$34,531	$1,927.17	+$227165540916.93M → XSHLF
9	$7,889,823,233,877,291,000	$7,646,756,105,096,145,000.00	$39,403	$2,041.08	+$7889823233877.25M → XSHLF
10	$256,651,542,897,856,580,000	$248,209,432,037,607,870,000.00	$44,787	$2,152.59	+$256651542897856.53M → XSHLF

XSHLF vs JEPQ: Complete Analysis 2026

XSHLF — Stock

XS Financial Inc., a specialty finance company, provides equipment leasing solutions in the United States. It offers equipment-specific leasing, sale-leasebacks, and purchasing solutions. The company provides equipment procurement services. It serves owner/operators of cannabis and hemp companies, including cultivators, oil processors, manufacturers, and testing laboratories. The company was formerly known as Xtraction Services Holdings Corp. and changed its name to XS Financial Inc. in June 2020. XS Financial Inc. was incorporated in 2009 and is based in Los Angeles, California.

Full XSHLF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.