HomeCompareXSW vs VYM

XSW vs VYM: Dividend Comparison 2026

XSW yields 0.05% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $8.1K in total portfolio value
10 years
XSW
XSW
● Live price
0.05%
Share price
$141.98
Annual div
$0.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$4.67
Full XSW calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — XSW vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXSWVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XSW + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XSW pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XSW
Annual income on $10K today (after 15% tax)
$3.96/yr
After 10yr DRIP, annual income (after tax)
$3.97/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $232.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XSW + VYM for your $10,000?

XSW: 50%VYM: 50%
100% VYM50/50100% XSW
Portfolio after 10yr
$23.8K
Annual income
$141.61/yr
Blended yield
0.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XSW buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXSWVYM
Forward yield0.05%2.41%
Annual dividend / share$0.07$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$19.7K$27.8K
Annual income after 10y$4.67$278.55
Total dividends collected$47.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XSW vs VYM ($10,000, DRIP)

YearXSW PortfolioXSW Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,705$4.66$11,151$241.44$446.00VYM
2$11,459$4.66$12,413$246.79$954.00VYM
3$12,265$4.66$13,794$251.79$1.5KVYM
4$13,129$4.66$15,306$256.47$2.2KVYM
5$14,052$4.67$16,960$260.84$2.9KVYM
6$15,041$4.67$18,768$264.92$3.7KVYM
7$16,098$4.67$20,745$268.71$4.6KVYM
8$17,230$4.67$22,905$272.24$5.7KVYM
9$18,440$4.67$25,265$275.51$6.8KVYM
10$19,736$4.67$27,842$278.55$8.1KVYM

XSW vs VYM: Complete Analysis 2026

XSWStock

The State Street SPDR S&P Software & Services ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Software & Services Select Industry Index (the "Index")Seeks to provide exposure to the software and services segment of the S&P TMI, which comprises the following sub-industries: Application Software, Interactive Home Entertainment, IT Consulting & Other Services, and Systems Software. Seeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XSW Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.