Is XTJA or QYLD a better dividend investment in 2026?

XTJA currently yields 6.56% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between XTJA and QYLD?

XTJA has a forward dividend yield of 6.56% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.36 percentage points.

Home › Compare › XTJA vs QYLD

XTJA vs QYLD: Dividend Comparison 2026

XTJA yields 6.56% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XTJA wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XTJA

● Live price

6.56%

Share price

$30.49

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.9K

Annual income

$995.59

Full XTJA calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — XTJA vs QYLD

📍 XTJA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XTJA	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, XTJA + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XTJA pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XTJA

Annual income on $10K today (after 15% tax)

$557.56/yr

After 10yr DRIP, annual income (after tax)

$846.25/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,964.16/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XTJA + QYLD for your $10,000?

XTJA: 50%QYLD: 50%

100% QYLD50/50100% XTJA

Portfolio after 10yr

$28.1K

Annual income

$3,327.46/yr

Blended yield

11.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XTJA buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXTJAQYLD

Forward yield	6.56%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.9K ✓	$25.4K
Annual income after 10y	$995.59	$5,659.31 ✓
Total dividends collected	$8.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: XTJA vs QYLD ($10,000, DRIP)

Year	XTJA Portfolio	XTJA Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,356	$655.95	$10,352	$1,192.36	+$1.0K → XTJA
2	$12,847	$696.17	$10,830	$1,347.57	+$2.0K → XTJA
3	$14,482	$736.05	$11,460	$1,539.07	+$3.0K → XTJA
4	$16,272	$775.46	$12,275	$1,777.84	+$4.0K → XTJA
5	$18,225	$814.27	$13,323	$2,078.95	+$4.9K → XTJA
6	$20,353	$852.35	$14,667	$2,463.34	+$5.7K → XTJA
7	$22,667	$889.61	$16,396	$2,960.57	+$6.3K → XTJA
8	$25,180	$925.95	$18,631	$3,612.97	+$6.5K → XTJA
9	$27,904	$961.30	$21,548	$4,482.15	+$6.4K → XTJA
10	$30,853	$995.59	$25,398	$5,659.31	+$5.5K → XTJA

XTJA vs QYLD: Complete Analysis 2026

XTJA — Stock

The U.S. Equity Accelerated Plus ETF seeks to provide triple (3x) the upside return of SPY (SPDR S&P 500 ETF Trust), to a cap, with approximately single exposure to the downside, over an annual outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period.

Full XTJA Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this XTJA vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XTJA vs SCHD XTJA vs JEPI XTJA vs O XTJA vs KO XTJA vs MAIN XTJA vs XYLD XTJA vs JEPQ XTJA vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.