HomeCompareXTJA vs SPHD

XTJA vs SPHD: Dividend Comparison 2026

XTJA yields 6.56% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XTJA wins by $4.3K in total portfolio value
10 years
XTJA
XTJA
● Live price
6.56%
Share price
$30.49
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.9K
Annual income
$995.59
Full XTJA calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — XTJA vs SPHD

📍 XTJA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXTJASPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XTJA + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XTJA pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XTJA
Annual income on $10K today (after 15% tax)
$557.56/yr
After 10yr DRIP, annual income (after tax)
$846.25/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, XTJA beats the other by $360.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XTJA + SPHD for your $10,000?

XTJA: 50%SPHD: 50%
100% SPHD50/50100% XTJA
Portfolio after 10yr
$28.7K
Annual income
$783.46/yr
Blended yield
2.73%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XTJA buys
0
SPHD buys
0
No recent congressional trades found for XTJA or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXTJASPHD
Forward yield6.56%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.9K$26.5K
Annual income after 10y$995.59$571.32
Total dividends collected$8.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XTJA vs SPHD ($10,000, DRIP)

YearXTJA PortfolioXTJA Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,356$655.95$11,133$432.85+$223.00XTJA
2$12,847$696.17$12,363$450.36+$484.00XTJA
3$14,482$736.05$13,695$467.39+$787.00XTJA
4$16,272$775.46$15,138$483.90+$1.1KXTJA
5$18,225$814.27$16,697$499.88+$1.5KXTJA
6$20,353$852.35$18,382$515.31+$2.0KXTJA
7$22,667$889.61$20,198$530.17+$2.5KXTJA
8$25,180$925.95$22,157$544.46+$3.0KXTJA
9$27,904$961.30$24,266$558.18+$3.6KXTJA
10$30,853$995.59$26,536$571.32+$4.3KXTJA

XTJA vs SPHD: Complete Analysis 2026

XTJAStock

The U.S. Equity Accelerated Plus ETF seeks to provide triple (3x) the upside return of SPY (SPDR S&P 500 ETF Trust), to a cap, with approximately single exposure to the downside, over an annual outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period.

Full XTJA Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.