Is XTRRF or VYM a better dividend investment in 2026?

XTRRF currently yields 715.82% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: XTRRF offers higher current income.

What is the dividend yield difference between XTRRF and VYM?

XTRRF has a forward dividend yield of 715.82% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 713.41 percentage points.

Home › Compare › XTRRF vs VYM

XTRRF vs VYM: Dividend Comparison 2026

XTRRF yields 715.82% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XTRRF wins by $1093356.50M in total portfolio value

INVESTMENT

TIME HORIZON10 years

XTRRF

● Live price

715.82%

Share price

$0.28

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1093356.53M

Annual income

$857,661,638,708.74

Full XTRRF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — XTRRF vs VYM

📍 XTRRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XTRRF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XTRRF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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XTRRF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XTRRF

Annual income on $10K today (after 15% tax)

$60,844.67/yr

After 10yr DRIP, annual income (after tax)

$729,012,392,902.43/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, XTRRF beats the other by $729,012,392,665.66/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XTRRF + VYM for your $10,000?

XTRRF: 50%VYM: 50%

100% VYM50/50100% XTRRF

Portfolio after 10yr

$546678.28M

Annual income

$428,830,819,493.64/yr

Blended yield

78.44%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XTRRF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXTRRFVYM

Forward yield	715.82% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1093356.53M ✓	$27.8K
Annual income after 10y	$857,661,638,708.74 ✓	$278.55
Total dividends collected	$1074351.08M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XTRRF vs VYM ($10,000, DRIP)

Year	XTRRF Portfolio	XTRRF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$82,282	$71,581.96	$11,151	$241.44	+$71.1K → XTRRF
2	$638,500	$550,458.33	$12,413	$246.79	+$626.1K → XTRRF
3	$4,675,254	$3,992,059.10	$13,794	$251.79	+$4.66M → XTRRF
4	$32,321,062	$27,318,539.92	$15,306	$256.47	+$32.31M → XTRRF
5	$211,087,354	$176,503,817.71	$16,960	$260.84	+$211.07M → XTRRF
6	$1,303,188,923	$1,077,325,454.46	$18,768	$264.92	+$1303.17M → XTRRF
7	$7,610,373,530	$6,215,961,382.17	$20,745	$268.71	+$7610.35M → XTRRF
8	$42,068,354,877	$33,925,255,199.72	$22,905	$272.24	+$42068.33M → XTRRF
9	$220,275,598,933	$175,262,459,214.94	$25,265	$275.51	+$220275.57M → XTRRF
10	$1,093,356,529,567	$857,661,638,708.74	$27,842	$278.55	+$1093356.50M → XTRRF

XTRRF vs VYM: Complete Analysis 2026

XTRRF — Stock

Comet Lithium Corporation, a lithium-focused exploration company, engages in the acquiring, exploring, and developing mining properties in Canada. Its flagship asset is the 100% owned Liberty Property comprising 38 mining claims located in James Bay, Québec. The company was formerly known as X-Terra Resources Inc. and changed its name to Comet Lithium Corporation in June 2023. The company was incorporated in 2013 and is headquartered in Rouyn-Noranda, Canada.

Full XTRRF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.