Is XTWO or VYM a better dividend investment in 2026?

XTWO currently yields 4.10% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: XTWO offers higher current income.

What is the dividend yield difference between XTWO and VYM?

XTWO has a forward dividend yield of 4.10% ($2.02/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.69 percentage points.

Home › Compare › XTWO vs VYM

XTWO vs VYM: Dividend Comparison 2026

XTWO yields 4.10% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $1.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XTWO

● Live price

4.10%

Share price

$49.25

Annual div

$2.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.1K

Annual income

$533.32

Full XTWO calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — XTWO vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XTWO	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, XTWO + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XTWO pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XTWO

Annual income on $10K today (after 15% tax)

$348.45/yr

After 10yr DRIP, annual income (after tax)

$453.32/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, XTWO beats the other by $216.55/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XTWO + VYM for your $10,000?

XTWO: 50%VYM: 50%

100% VYM50/50100% XTWO

Portfolio after 10yr

$27.0K

Annual income

$405.93/yr

Blended yield

1.50%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XTWO buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$XTWO	▲ Buy	$15,001 - $50,000	2026-02-06

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXTWOVYM

Forward yield	4.10% ✓	2.41%
Annual dividend / share	$2.02	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.1K	$27.8K ✓
Annual income after 10y	$533.32 ✓	$278.55
Total dividends collected	$4.7K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: XTWO vs VYM ($10,000, DRIP)

Year	XTWO Portfolio	XTWO Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,110	$409.95	$11,151	$241.44	$41.00 → VYM
2	$12,313	$425.65	$12,413	$246.79	$100.00 → VYM
3	$13,616	$440.89	$13,794	$251.79	$178.00 → VYM
4	$15,025	$455.65	$15,306	$256.47	$281.00 → VYM
5	$16,547	$469.90	$16,960	$260.84	$413.00 → VYM
6	$18,188	$483.63	$18,768	$264.92	$580.00 → VYM
7	$19,958	$496.84	$20,745	$268.71	$787.00 → VYM
8	$21,865	$509.53	$22,905	$272.24	$1.0K → VYM
9	$23,917	$521.68	$25,265	$275.51	$1.3K → VYM
10	$26,125	$533.32	$27,842	$278.55	$1.7K → VYM

XTWO vs VYM: Complete Analysis 2026

XTWO — Stock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in a portfolio of U.S. Treasury securities that collectively have an average duration of approximately 2 years, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XTWO Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this XTWO vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XTWO vs SCHD XTWO vs JEPI XTWO vs O XTWO vs KO XTWO vs MAIN XTWO vs VIG XTWO vs DGRO XTWO vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.