Is XTWO or XYLD a better dividend investment in 2026?

XTWO currently yields 4.10% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between XTWO and XYLD?

XTWO has a forward dividend yield of 4.10% ($2.02/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 7.10 percentage points.

Home › Compare › XTWO vs XYLD

XTWO vs XYLD: Dividend Comparison 2026

XTWO yields 4.10% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XTWO wins by $260.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

XTWO

● Live price

4.10%

Share price

$49.25

Annual div

$2.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.1K

Annual income

$533.32

Full XTWO calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — XTWO vs XYLD

📍 XTWO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XTWO	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, XTWO + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XTWO pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XTWO

Annual income on $10K today (after 15% tax)

$348.45/yr

After 10yr DRIP, annual income (after tax)

$453.32/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,395.05/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XTWO + XYLD for your $10,000?

XTWO: 50%XYLD: 50%

100% XYLD50/50100% XTWO

Portfolio after 10yr

$26.0K

Annual income

$1,942.17/yr

Blended yield

7.47%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XTWO buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$XTWO	▲ Buy	$15,001 - $50,000	2026-02-06

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXTWOXYLD

Forward yield	4.10%	11.20% ✓
Annual dividend / share	$2.02	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.1K ✓	$25.9K
Annual income after 10y	$533.32	$3,351.03 ✓
Total dividends collected	$4.7K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: XTWO vs XYLD ($10,000, DRIP)

Year	XTWO Portfolio	XTWO Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,110	$409.95	$10,840	$1,120.44	+$270.00 → XTWO
2	$12,313	$425.65	$11,786	$1,249.59	+$527.00 → XTWO
3	$13,616	$440.89	$12,854	$1,397.78	+$762.00 → XTWO
4	$15,025	$455.65	$14,063	$1,568.33	+$962.00 → XTWO
5	$16,547	$469.90	$15,434	$1,765.19	+$1.1K → XTWO
6	$18,188	$483.63	$16,995	$1,993.14	+$1.2K → XTWO
7	$19,958	$496.84	$18,777	$2,257.95	+$1.2K → XTWO
8	$21,865	$509.53	$20,818	$2,566.58	+$1.0K → XTWO
9	$23,917	$521.68	$23,163	$2,927.50	+$754.00 → XTWO
10	$26,125	$533.32	$25,865	$3,351.03	+$260.00 → XTWO

XTWO vs XYLD: Complete Analysis 2026

XTWO — Stock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in a portfolio of U.S. Treasury securities that collectively have an average duration of approximately 2 years, either directly or indirectly (e.g., through derivatives). It is non-diversified.

Full XTWO Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this XTWO vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XTWO vs SCHD XTWO vs JEPI XTWO vs O XTWO vs KO XTWO vs MAIN XTWO vs QYLD XTWO vs JEPQ XTWO vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.