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XUSA vs SPHD: Dividend Comparison 2026

XUSA yields 6.84% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XUSA wins by $3.4K in total portfolio value
10 years
XUSA
XUSA
● Live price
6.84%
Share price
$29.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$1,055.86
Full XUSA calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — XUSA vs SPHD

📍 XUSA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXUSASPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XUSA + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XUSA pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XUSA
Annual income on $10K today (after 15% tax)
$581.19/yr
After 10yr DRIP, annual income (after tax)
$897.48/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, XUSA beats the other by $133.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XUSA + SPHD for your $10,000?

XUSA: 50%SPHD: 50%
100% SPHD50/50100% XUSA
Portfolio after 10yr
$29.7K
Annual income
$977.53/yr
Blended yield
3.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XUSA buys
0
SPHD buys
0
No recent congressional trades found for XUSA or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXUSASPHD
Forward yield6.84% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$31.4K ✓$28.0K
Annual income after 10y$1,055.86 ✓$899.19
Total dividends collected$8.7K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XUSA vs SPHD ($10,000, DRIP)

YearXUSA PortfolioXUSA Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,384$683.76$11,120$420.00+$264.00 → XUSA
2$12,908$727.45$12,357$458.31+$551.00 → XUSA
3$14,583$770.89$13,721$499.76+$862.00 → XUSA
4$16,417$813.92$15,227$544.58+$1.2K → XUSA
5$18,423$856.38$16,885$593.02+$1.5K → XUSA
6$20,611$898.13$18,713$645.34+$1.9K → XUSA
7$22,992$939.05$20,724$701.81+$2.3K → XUSA
8$25,581$979.03$22,938$762.73+$2.6K → XUSA
9$28,389$1,017.99$25,372$828.41+$3.0K → XUSA
10$31,433$1,055.86$28,047$899.19+$3.4K → XUSA

XUSA vs SPHD: Complete Analysis 2026

XUSA — Stock

XUSA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in XUSA shares.

Full XUSA Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.