Home › Compare › XUSP vs XYLD

XUSP vs XYLD: Dividend Comparison 2026

XUSP yields 4.53% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XUSP wins by $1.6K in total portfolio value
10 years
XUSP
XUSP
● Live price
4.53%
Share price
$44.16
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$605.48
Full XUSP calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — XUSP vs XYLD

📍 XUSP pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXUSPXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XUSP + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XUSP pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XUSP
Annual income on $10K today (after 15% tax)
$385.01/yr
After 10yr DRIP, annual income (after tax)
$514.66/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,221.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XUSP + XYLD for your $10,000?

XUSP: 50%XYLD: 50%
100% XYLD50/50100% XUSP
Portfolio after 10yr
$26.1K
Annual income
$1,912.25/yr
Blended yield
7.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XUSP buys
0
XYLD buys
0
No recent congressional trades found for XUSP or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXUSPXYLD
Forward yield4.53%10.98% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.9K ✓$25.3K
Annual income after 10y$605.48$3,219.02 ✓
Total dividends collected$5.3K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: XUSP vs XYLD ($10,000, DRIP)

YearXUSP PortfolioXUSP Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,153$452.95$10,818$1,098.39+$335.00 → XUSP
2$12,406$472.12$11,738$1,222.51+$668.00 → XUSP
3$13,765$490.80$12,774$1,364.64+$991.00 → XUSP
4$15,237$508.95$13,944$1,527.86+$1.3K → XUSP
5$16,831$526.54$15,270$1,715.87+$1.6K → XUSP
6$18,552$543.54$16,775$1,933.09+$1.8K → XUSP
7$20,411$559.95$18,490$2,184.87+$1.9K → XUSP
8$22,415$575.74$20,450$2,477.63+$2.0K → XUSP
9$24,575$590.92$22,697$2,819.19+$1.9K → XUSP
10$26,901$605.48$25,280$3,219.02+$1.6K → XUSP

XUSP vs XYLD: Complete Analysis 2026

XUSP — Stock

The Innovator Uncapped Accelerated U.S. Equity ETF seeks to provide the potential to outperform the price return of the SPDR S&P 500 ETF Trust (SPY), after achieving performance thresholds.

Full XUSP Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this XUSP vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

XUSP vs SCHDXUSP vs JEPIXUSP vs OXUSP vs KOXUSP vs MAINXUSP vs QYLDXUSP vs JEPQXUSP vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.