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XYLD vs MO: Dividend Comparison 2026

XYLD yields 9.02% · MO yields 9.11% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $6.5K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — XYLD vs MO

Annual dividend income

MetricXYLDMO
Forward yield9.02%9.11%
Annual dividend / share$3.48$4.08
Payout ratio90%78%
1-year div growth-2.1%4.1%
5-year div CAGR0.5%4.3%
Portfolio after 10y$21.1K$27.7K
Annual income after 10y$2,363.75$4,052.72
Total dividends collected$15.0K$20.9K
Payment frequencymonthlyquarterly
SectorETFConsumer Staples

Year-by-year: XYLD vs MO ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrMO PortfolioMO Income/yrGap
1$10,626$906.06$10,740$949.88$114.00MO
2$11,324$995.47$11,601$1,086.84$277.00MO
3$12,104$1,096.88$12,608$1,250.75$504.00MO
4$12,977$1,212.21$13,792$1,448.20$815.00MO
5$13,958$1,343.80$15,190$1,687.69$1.2KMO
6$15,061$1,494.40$16,851$1,980.28$1.8KMO
7$16,307$1,667.30$18,838$2,340.48$2.5KMO
8$17,717$1,866.48$21,230$2,787.44$3.5KMO
9$19,317$2,096.71$24,130$3,346.72$4.8KMO
10$21,140$2,363.75$27,676$4,052.72$6.5KMO

XYLD vs MO: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

Frequently Asked Questions

Is XYLD or MO better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while MO offers 9.11% (4.08/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs MO earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. MO pays approximately $911/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $4,053/year (MO).
Does XYLD or MO pay monthly dividends?
XYLD pays monthly dividends. MO pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.