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XYLD vs PM: Dividend Comparison 2026

XYLD yields 9.02% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $20.9K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — XYLD vs PM

Annual dividend income

MetricXYLDPM
Forward yield9.02%4.27%
Annual dividend / share$3.48$5.40
Payout ratio90%84%
1-year div growth-2.1%3.9%
5-year div CAGR0.5%2.8%
Portfolio after 10y$21.1K$42.0K
Annual income after 10y$2,363.75$721.58
Total dividends collected$15.0K$5.8K
Payment frequencymonthlyquarterly
SectorETFConsumer Staples

Year-by-year: XYLD vs PM ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrPM PortfolioPM Income/yrGap
1$10,626$906.06$11,679$438.83$1.1KPM
2$11,324$995.47$13,596$468.73$2.3KPM
3$12,104$1,096.88$15,781$499.06$3.7KPM
4$12,977$1,212.21$18,267$529.79$5.3KPM
5$13,958$1,343.80$21,093$560.89$7.1KPM
6$15,061$1,494.40$24,301$592.34$9.2KPM
7$16,307$1,667.30$27,939$624.14$11.6KPM
8$17,717$1,866.48$32,059$656.28$14.3KPM
9$19,317$2,096.71$36,723$688.76$17.4KPM
10$21,140$2,363.75$41,999$721.58$20.9KPM

XYLD vs PM: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

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PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is XYLD or PM better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while PM offers 4.27% (5.40/share/year). XYLD provides higher current income. However, PM has grown its dividend faster (2.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs PM earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $722/year (PM).
Does XYLD or PM pay monthly dividends?
XYLD pays monthly dividends. PM pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.