HomeCompareXYLD vs PFF

XYLD vs PFF: Dividend Comparison 2026

XYLD yields 9.02% · PFF yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PFF wins by $6.9K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
PFF
PFF
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PFF calculator →

Portfolio growth — XYLD vs PFF

Annual dividend income

MetricXYLDPFF
Forward yield9.02%4.00%
Annual dividend / share$3.48$2.00
Payout ratio90%50%
1-year div growth-2.1%5%
5-year div CAGR0.5%5%
Portfolio after 10y$21.1K$28.0K
Annual income after 10y$2,363.75$899.19
Total dividends collected$15.0K$6.4K
Payment frequencymonthlyquarterly
SectorETFETF

Year-by-year: XYLD vs PFF ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrPFF PortfolioPFF Income/yrGap
1$10,626$906.06$11,120$420.00$494.00PFF
2$11,324$995.47$12,357$458.31$1.0KPFF
3$12,104$1,096.88$13,721$499.76$1.6KPFF
4$12,977$1,212.21$15,227$544.58$2.3KPFF
5$13,958$1,343.80$16,885$593.02$2.9KPFF
6$15,061$1,494.40$18,713$645.34$3.7KPFF
7$16,307$1,667.30$20,724$701.81$4.4KPFF
8$17,717$1,866.48$22,938$762.73$5.2KPFF
9$19,317$2,096.71$25,372$828.41$6.1KPFF
10$21,140$2,363.75$28,047$899.19$6.9KPFF

XYLD vs PFF: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

PFFETF

PFF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PFF shares.

Full PFF Calculator →

Frequently Asked Questions

Is XYLD or PFF better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while PFF offers 4.00% (2.00/share/year). XYLD provides higher current income. However, PFF has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs PFF earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. PFF pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $899/year (PFF).
Does XYLD or PFF pay monthly dividends?
XYLD pays monthly dividends. PFF pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this XYLD vs PFF comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

XYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLDXYLD vs DIVOXYLD vs SCHDXYLD vs OXYLD vs KOPFF vs SCHDPFF vs JEPIPFF vs OPFF vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.