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XYLD vs WPC: Dividend Comparison 2026

XYLD yields 9.02% · WPC yields 6.27% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $10.6K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
WPC
W. P. Carey Inc.
6.27%
Share price
$54.20
Annual div
$3.40
5Y div CAGR
-1.2%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$10.5K
Annual income
$1,239.62
Full WPC calculator →

Portfolio growth — XYLD vs WPC

Annual dividend income

MetricXYLDWPC
Forward yield9.02%6.27%
Annual dividend / share$3.48$3.40
Payout ratio90%78%
1-year div growth-2.1%-18.4%
5-year div CAGR0.5%-1.2%
Portfolio after 10y$21.1K$10.5K
Annual income after 10y$2,363.75$1,239.62
Total dividends collected$15.0K$8.6K
Payment frequencymonthlyquarterly
SectorETFREIT

Year-by-year: XYLD vs WPC ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrWPC PortfolioWPC Income/yrGap
1$10,626$906.06$9,780$619.78+$846.00XYLD
2$11,324$995.47$9,612$653.77+$1.7KXYLD
3$12,104$1,096.88$9,498$693.07+$2.6KXYLD
4$12,977$1,212.21$9,439$738.65+$3.5KXYLD
5$13,958$1,343.80$9,437$791.75+$4.5KXYLD
6$15,061$1,494.40$9,499$853.88+$5.6KXYLD
7$16,307$1,667.30$9,628$926.97+$6.7KXYLD
8$17,717$1,866.48$9,832$1,013.42+$7.9KXYLD
9$19,317$2,096.71$10,123$1,116.32+$9.2KXYLD
10$21,140$2,363.75$10,512$1,239.62+$10.6KXYLD

XYLD vs WPC: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

WPCREIT

W. P. Carey owns a diversified global net-lease portfolio including industrial, warehouse, and retail properties. After cutting its dividend in late 2023 to exit office properties, the company reset at a lower but more sustainable level. Wide geographic diversification across US and Europe distinguishes it from peers.

Full WPC Calculator →

Frequently Asked Questions

Is XYLD or WPC better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while WPC offers 6.27% (3.40/share/year). XYLD provides higher current income. However, XYLD has grown its dividend faster (0.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs WPC earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. WPC pays approximately $627/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $1,240/year (WPC).
Does XYLD or WPC pay monthly dividends?
XYLD pays monthly dividends. WPC pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.