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XYLD vs XOM: Dividend Comparison 2026

XYLD yields 9.02% · XOM yields 3.58% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $25.6K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →

Portfolio growth — XYLD vs XOM

Annual dividend income

MetricXYLDXOM
Forward yield9.02%3.58%
Annual dividend / share$3.48$3.88
Payout ratio90%44%
1-year div growth-2.1%4%
5-year div CAGR0.5%3.5%
Portfolio after 10y$21.1K$46.7K
Annual income after 10y$2,363.75$616.62
Total dividends collected$15.0K$4.9K
Payment frequencymonthlyquarterly
SectorETFEnergy

Year-by-year: XYLD vs XOM ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrXOM PortfolioXOM Income/yrGap
1$10,626$906.06$11,790$370.12$1.2KXOM
2$11,324$995.47$13,860$395.49$2.5KXOM
3$12,104$1,096.88$16,249$421.35$4.1KXOM
4$12,977$1,212.21$19,004$447.71$6.0KXOM
5$13,958$1,343.80$22,178$474.56$8.2KXOM
6$15,061$1,494.40$25,829$501.91$10.8KXOM
7$16,307$1,667.30$30,026$529.77$13.7KXOM
8$17,717$1,866.48$34,848$558.16$17.1KXOM
9$19,317$2,096.71$40,383$587.10$21.1KXOM
10$21,140$2,363.75$46,735$616.62$25.6KXOM

XYLD vs XOM: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

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XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

Frequently Asked Questions

Is XYLD or XOM better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while XOM offers 3.58% (3.88/share/year). XYLD provides higher current income. However, XOM has grown its dividend faster (3.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs XOM earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. XOM pays approximately $358/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $617/year (XOM).
Does XYLD or XOM pay monthly dividends?
XYLD pays monthly dividends. XOM pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.