Is YADGF or SCHD a better dividend investment in 2026?

YADGF currently yields 5.56% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: YADGF offers higher current income.

What is the dividend yield difference between YADGF and SCHD?

YADGF has a forward dividend yield of 5.56% ($0.07/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.10 percentage points.

Home › Compare › YADGF vs SCHD

YADGF vs SCHD: Dividend Comparison 2026

YADGF yields 5.56% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YADGF wins by $11244.08M in total portfolio value

INVESTMENT

TIME HORIZON10 years

YADGF

● Live price

5.56%

Share price

$1.26

Annual div

$0.07

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$11244.11M

Annual income

$10,868,299,039.60

Full YADGF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — YADGF vs SCHD

📍 YADGF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YADGF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, YADGF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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YADGF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YADGF

Annual income on $10K today (after 15% tax)

$472.22/yr

After 10yr DRIP, annual income (after tax)

$9,238,054,183.66/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, YADGF beats the other by $9,238,053,821.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of YADGF + SCHD for your $10,000?

YADGF: 50%SCHD: 50%

100% SCHD50/50100% YADGF

Portfolio after 10yr

$5622.07M

Annual income

$5,434,149,732.77/yr

Blended yield

96.66%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YADGF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYADGFSCHD

Forward yield	5.56% ✓	3.46%
Annual dividend / share	$0.07	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$11244.11M ✓	$29.0K
Annual income after 10y	$10,868,299,039.60 ✓	$425.95
Total dividends collected	$11217.94M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: YADGF vs SCHD ($10,000, DRIP)

Year	YADGF Portfolio	YADGF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,811	$1,111.11	$11,226	$346.36	+$585.00 → YADGF
2	$15,091	$2,452.98	$12,572	$357.38	+$2.5K → YADGF
3	$22,005	$5,858.20	$14,046	$367.84	+$8.0K → YADGF
4	$39,513	$15,967.10	$15,660	$377.73	+$23.9K → YADGF
5	$95,869	$53,589.71	$17,425	$387.07	+$78.4K → YADGF
6	$345,612	$243,032.67	$19,354	$395.86	+$326.3K → YADGF
7	$2,007,464	$1,637,659.48	$21,461	$404.13	+$1.99M → YADGF
8	$19,927,868	$17,779,881.00	$23,762	$411.89	+$19.90M → YADGF
9	$351,227,188	$329,904,369.79	$26,272	$419.15	+$351.20M → YADGF
10	$11,244,112,131	$10,868,299,039.60	$29,010	$425.95	+$11244.08M → YADGF

YADGF vs SCHD: Complete Analysis 2026

YADGF — Stock

Yadea Group Holdings Ltd., an investment holding company, researches, develops, manufactures, distributes, and sells electric two-wheeled vehicles and related accessories in the People's Republic of China. The company offers electric scooters, electric bicycles, and batteries and chargers, as well as other electric two-wheeled vehicles parts. The company exports its products in 88 countries. Yadea Group Holdings Ltd. was founded in 2001 and is based in Causeway Bay, Hong Kong.

Full YADGF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.