Is YBTC or CL a better dividend investment in 2026?

YBTC currently yields 85.43% with a 5% 5-year dividend growth rate. CL yields 4.00% with 5% growth. The better choice depends on your goal: YBTC offers higher current income.

What is the dividend yield difference between YBTC and CL?

YBTC has a forward dividend yield of 85.43% ($17.99/share annually). CL yields 4.00% ($2.00/share annually). The yield gap is 81.43 percentage points.

Home › Compare › YBTC vs CL

YBTC vs CL: Dividend Comparison 2026

YBTC yields 85.43% · CL yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YBTC wins by $2.08M in total portfolio value

INVESTMENT

TIME HORIZON10 years

YBTC

● Live price

85.43%

Share price

$21.06

Annual div

$17.99

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.11M

Annual income

$638,087.15

Full YBTC calculator →

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full CL calculator →

Portfolio growth — YBTC vs CL

📍 YBTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YBTC	CL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, YBTC + CL cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

YBTC pays

CL pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YBTC

Annual income on $10K today (after 15% tax)

$7,261.58/yr

After 10yr DRIP, annual income (after tax)

$542,374.08/yr

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, YBTC beats the other by $541,609.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of YBTC + CL for your $10,000?

YBTC: 50%CL: 50%

100% CL50/50100% YBTC

Portfolio after 10yr

$1.07M

Annual income

$319,493.17/yr

Blended yield

29.92%

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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

YBTC

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$92.45

+84.9% upside vs current

Range: $85.00 — $100.00

Altman Z

4.5

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YBTC buys

CL buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$CL	▼ Sell	$1,001 - $15,000	2025-10-09
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-07
Rick Larsen	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-06
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-29
Julie Johnson	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-25
Lisa McClain	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-11
Tim Moore	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-10
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-09-05
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-26
Lisa McClain	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-13

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYBTCCL

Forward yield	85.43% ✓	4.00%
Annual dividend / share	$17.99 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$2.11M	$28.0K ✓
Annual income after 10y	$638,087.15 ✓	$899.19
Total dividends collected	$1.85M	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: YBTC vs CL ($10,000, DRIP)

Year	YBTC Portfolio	YBTC Income/yr	CL Portfolio	CL Income/yr	Gap
1← crossover	$19,243	$8,543.03	$11,120	$420.00	+$8.1K → YBTC
2	$35,954	$15,363.92	$12,357	$458.31	+$23.6K → YBTC
3	$65,299	$26,828.19	$13,721	$499.76	+$51.6K → YBTC
4	$115,407	$45,537.26	$15,227	$544.58	+$100.2K → YBTC
5	$198,701	$75,215.89	$16,885	$593.02	+$181.8K → YBTC
6	$333,641	$121,030.38	$18,713	$645.34	+$314.9K → YBTC
7	$546,924	$189,927.95	$20,724	$701.81	+$526.2K → YBTC
8	$876,181	$290,972.89	$22,938	$762.73	+$853.2K → YBTC
9	$1,373,162	$435,648.20	$25,372	$828.41	+$1.35M → YBTC
10	$2,107,371	$638,087.15	$28,047	$899.19	+$2.08M → YBTC

YBTC vs CL: Complete Analysis 2026

YBTC — Stock

The Roundhill Bitcoin Covered Call Strategy ETF (“YBTC”) is the first U.S. listed bitcoin covered call ETF.1 The Fund offers exposure to exchange-traded products (“ETPs”) that have direct exposure to bitcoin*, subject to a cap, while providing the potential for current income. YBTC is an actively-managed ETF.

Full YBTC Calculator →

CL — Consumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.