Is YBTC or FCPT a better dividend investment in 2026?

YBTC currently yields 85.43% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: YBTC offers higher current income.

What is the dividend yield difference between YBTC and FCPT?

YBTC has a forward dividend yield of 85.43% ($17.99/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 79.38 percentage points.

Home › Compare › YBTC vs FCPT

YBTC vs FCPT: Dividend Comparison 2026

YBTC yields 85.43% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YBTC wins by $2.06M in total portfolio value

INVESTMENT

TIME HORIZON10 years

YBTC

● Live price

85.43%

Share price

$21.06

Annual div

$17.99

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.11M

Annual income

$638,087.15

Full YBTC calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — YBTC vs FCPT

📍 YBTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YBTC	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, YBTC + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

YBTC pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YBTC

Annual income on $10K today (after 15% tax)

$7,261.58/yr

After 10yr DRIP, annual income (after tax)

$542,374.08/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, YBTC beats the other by $537,465.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of YBTC + FCPT for your $10,000?

YBTC: 50%FCPT: 50%

100% FCPT50/50100% YBTC

Portfolio after 10yr

$1.08M

Annual income

$321,931.21/yr

Blended yield

29.86%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

YBTC

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YBTC buys

FCPT buys

No recent congressional trades found for YBTC or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYBTCFCPT

Forward yield	85.43% ✓	6.05%
Annual dividend / share	$17.99 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$2.11M	$49.1K ✓
Annual income after 10y	$638,087.15 ✓	$5,775.28
Total dividends collected	$1.85M	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: YBTC vs FCPT ($10,000, DRIP)

Year	YBTC Portfolio	YBTC Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$19,243	$8,543.03	$11,401	$700.92	+$7.8K → YBTC
2	$35,954	$15,363.92	$13,064	$864.84	+$22.9K → YBTC
3	$65,299	$26,828.19	$15,051	$1,072.48	+$50.2K → YBTC
4	$115,407	$45,537.26	$17,442	$1,337.22	+$98.0K → YBTC
5	$198,701	$75,215.89	$20,340	$1,677.08	+$178.4K → YBTC
6	$333,641	$121,030.38	$23,880	$2,116.57	+$309.8K → YBTC
7	$546,924	$189,927.95	$28,241	$2,689.36	+$518.7K → YBTC
8	$876,181	$290,972.89	$33,660	$3,442.07	+$842.5K → YBTC
9	$1,373,162	$435,648.20	$40,456	$4,439.95	+$1.33M → YBTC
10	$2,107,371	$638,087.15	$49,063	$5,775.28	+$2.06M → YBTC

YBTC vs FCPT: Complete Analysis 2026

YBTC — Stock

The Roundhill Bitcoin Covered Call Strategy ETF (“YBTC”) is the first U.S. listed bitcoin covered call ETF.1 The Fund offers exposure to exchange-traded products (“ETPs”) that have direct exposure to bitcoin*, subject to a cap, while providing the potential for current income. YBTC is an actively-managed ETF.

Full YBTC Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.