Is YDEC or DVY a better dividend investment in 2026?

YDEC currently yields 7.68% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: YDEC offers higher current income.

What is the dividend yield difference between YDEC and DVY?

YDEC has a forward dividend yield of 7.68% ($2.00/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 4.18 percentage points.

Home › Compare › YDEC vs DVY

YDEC vs DVY: Dividend Comparison 2026

YDEC yields 7.68% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YDEC wins by $8.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

YDEC

● Live price

7.68%

Share price

$26.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.3K

Annual income

$1,250.51

Full YDEC calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — YDEC vs DVY

📍 YDEC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YDEC	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, YDEC + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

YDEC pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YDEC

Annual income on $10K today (after 15% tax)

$653.22/yr

After 10yr DRIP, annual income (after tax)

$1,062.93/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, YDEC beats the other by $690.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of YDEC + DVY for your $10,000?

YDEC: 50%DVY: 50%

100% DVY50/50100% YDEC

Portfolio after 10yr

$29.2K

Annual income

$844.15/yr

Blended yield

2.89%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YDEC buys

DVY buys

No recent congressional trades found for YDEC or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYDECDVY

Forward yield	7.68% ✓	3.50%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.3K ✓	$25.1K
Annual income after 10y	$1,250.51 ✓	$437.78
Total dividends collected	$10.1K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: YDEC vs DVY ($10,000, DRIP)

Year	YDEC Portfolio	YDEC Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,468	$768.49	$11,050	$349.62	+$418.00 → YDEC
2	$13,095	$823.69	$12,184	$361.04	+$911.00 → YDEC
3	$14,891	$878.97	$13,409	$372.07	+$1.5K → YDEC
4	$16,867	$934.11	$14,730	$382.68	+$2.1K → YDEC
5	$19,037	$988.88	$16,154	$392.89	+$2.9K → YDEC
6	$21,412	$1,043.06	$17,688	$402.69	+$3.7K → YDEC
7	$24,008	$1,096.48	$19,338	$412.07	+$4.7K → YDEC
8	$26,837	$1,148.95	$21,113	$421.04	+$5.7K → YDEC
9	$29,916	$1,200.34	$23,020	$429.61	+$6.9K → YDEC
10	$33,261	$1,250.51	$25,070	$437.78	+$8.2K → YDEC

YDEC vs DVY: Complete Analysis 2026

YDEC — Stock

The investment objective of the FT Vest International Equity Moderate Buffer ETF - December (the "Fund") is to seek to provide investors with returns (before fees and expenses) that match the price return of the iShares MSCI EAFE ETF (the "Underlying ETF"), up to a predetermined upside cap of 13.03% while providing a buffer (before fees and expenses) against the first 15% of Underlying ETF losses, over the period from December 22, 2025 to December 18, 2026.

Full YDEC Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.