HomeCompareYFYA vs SPHD

YFYA vs SPHD: Dividend Comparison 2026

YFYA yields 5.21% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 YFYA wins by $1.6K in total portfolio value
10 years
YFYA
YFYA
● Live price
5.21%
Share price
$9.86
Annual div
$0.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$726.69
Full YFYA calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — YFYA vs SPHD

📍 YFYA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodYFYASPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, YFYA + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
YFYA pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YFYA
Annual income on $10K today (after 15% tax)
$442.76/yr
After 10yr DRIP, annual income (after tax)
$617.69/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, YFYA beats the other by $132.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of YFYA + SPHD for your $10,000?

YFYA: 50%SPHD: 50%
100% SPHD50/50100% YFYA
Portfolio after 10yr
$27.4K
Annual income
$649.00/yr
Blended yield
2.37%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YFYA buys
0
SPHD buys
0
No recent congressional trades found for YFYA or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricYFYASPHD
Forward yield5.21%4.33%
Annual dividend / share$0.51$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.2K$26.5K
Annual income after 10y$726.69$571.32
Total dividends collected$6.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: YFYA vs SPHD ($10,000, DRIP)

YearYFYA PortfolioYFYA Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,221$520.89$11,133$432.85+$88.00YFYA
2$12,553$546.25$12,363$450.36+$190.00YFYA
3$14,002$571.10$13,695$467.39+$307.00YFYA
4$15,578$595.39$15,138$483.90+$440.00YFYA
5$17,287$619.05$16,697$499.88+$590.00YFYA
6$19,140$642.04$18,382$515.31+$758.00YFYA
7$21,144$664.32$20,198$530.17+$946.00YFYA
8$23,310$685.87$22,157$544.46+$1.2KYFYA
9$25,648$706.66$24,266$558.18+$1.4KYFYA
10$28,170$726.69$26,536$571.32+$1.6KYFYA

YFYA vs SPHD: Complete Analysis 2026

YFYAStock

An actively managed fund-of-funds designed to achieve its investment objectives by investing in a combination of underlying ETFs, primarily holding investment-grade debt securities, high-quality government bonds, preferred stock, and cash equivalents, with some allocations to equities and equity related derivatives.

Full YFYA Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this YFYA vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

YFYA vs SCHDYFYA vs JEPIYFYA vs OYFYA vs KOYFYA vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.