Is YGRAF or XYLD a better dividend investment in 2026?

YGRAF currently yields 192.31% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: YGRAF offers higher current income.

What is the dividend yield difference between YGRAF and XYLD?

YGRAF has a forward dividend yield of 192.31% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 181.33 percentage points.

Home › Compare › YGRAF vs XYLD

YGRAF vs XYLD: Dividend Comparison 2026

YGRAF yields 192.31% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YGRAF wins by $95.27M in total portfolio value

INVESTMENT

TIME HORIZON10 years

YGRAF

● Live price

192.31%

Share price

$1.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$95.30M

Annual income

$47,109,168.78

Full YGRAF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — YGRAF vs XYLD

📍 YGRAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YGRAF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, YGRAF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

YGRAF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YGRAF

Annual income on $10K today (after 15% tax)

$16,346.15/yr

After 10yr DRIP, annual income (after tax)

$40,042,793.46/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, YGRAF beats the other by $40,040,057.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of YGRAF + XYLD for your $10,000?

YGRAF: 50%XYLD: 50%

100% XYLD50/50100% YGRAF

Portfolio after 10yr

$47.66M

Annual income

$23,556,193.90/yr

Blended yield

49.42%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YGRAF buys

XYLD buys

No recent congressional trades found for YGRAF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYGRAFXYLD

Forward yield	192.31% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$95.30M ✓	$25.3K
Annual income after 10y	$47,109,168.78 ✓	$3,219.02
Total dividends collected	$89.61M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: YGRAF vs XYLD ($10,000, DRIP)

Year	YGRAF Portfolio	YGRAF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$29,931	$19,230.77	$10,818	$1,098.39	+$19.1K → YGRAF
2	$85,820	$53,793.62	$11,738	$1,222.51	+$74.1K → YGRAF
3	$235,977	$144,150.21	$12,774	$1,364.64	+$223.2K → YGRAF
4	$622,933	$370,437.74	$13,944	$1,527.86	+$609.0K → YGRAF
5	$1,580,448	$913,909.23	$15,270	$1,715.87	+$1.57M → YGRAF
6	$3,858,074	$2,166,995.11	$16,775	$1,933.09	+$3.84M → YGRAF
7	$9,071,981	$4,943,841.91	$18,490	$2,184.87	+$9.05M → YGRAF
8	$20,571,586	$10,864,565.52	$20,450	$2,477.63	+$20.55M → YGRAF
9	$45,036,308	$23,024,711.77	$22,697	$2,819.19	+$45.01M → YGRAF
10	$95,298,019	$47,109,168.78	$25,280	$3,219.02	+$95.27M → YGRAF

YGRAF vs XYLD: Complete Analysis 2026

YGRAF — Stock

Yangarra Resources Ltd., a junior oil and gas company, engages in the exploration, development, and production of oil and natural gas properties in Western Canada. As of February 1, 2022, it had proved plus probable reserves of 141.2 million barrels of oil equivalent. The company is headquartered in Calgary, Canada.

Full YGRAF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.