Is YMAX or QYLD a better dividend investment in 2026?

YMAX currently yields 86.03% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: YMAX offers higher current income.

What is the dividend yield difference between YMAX and QYLD?

YMAX has a forward dividend yield of 86.03% ($6.74/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 74.11 percentage points.

Home › Compare › YMAX vs QYLD

YMAX vs QYLD: Dividend Comparison 2026

YMAX yields 86.03% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YMAX wins by $2.14M in total portfolio value

INVESTMENT

TIME HORIZON10 years

YMAX

● Live price

86.03%

Share price

$7.83

Annual div

$6.74

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.16M

Annual income

$657,980.97

Full YMAX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — YMAX vs QYLD

📍 YMAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YMAX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, YMAX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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YMAX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YMAX

Annual income on $10K today (after 15% tax)

$7,312.17/yr

After 10yr DRIP, annual income (after tax)

$559,283.82/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, YMAX beats the other by $554,473.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of YMAX + QYLD for your $10,000?

YMAX: 50%QYLD: 50%

100% QYLD50/50100% YMAX

Portfolio after 10yr

$1.09M

Annual income

$331,820.14/yr

Blended yield

30.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YMAX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYMAXQYLD

Forward yield	86.03% ✓	11.92%
Annual dividend / share	$6.74 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.16M	$25.4K ✓
Annual income after 10y	$657,980.97 ✓	$5,659.31
Total dividends collected	$1.90M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: YMAX vs QYLD ($10,000, DRIP)

Year	YMAX Portfolio	YMAX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$19,303	$8,602.55	$10,352	$1,192.36	+$9.0K → YMAX
2	$36,173	$15,518.81	$10,830	$1,347.57	+$25.3K → YMAX
3	$65,884	$27,179.34	$11,460	$1,539.07	+$54.4K → YMAX
4	$116,761	$46,265.34	$12,275	$1,777.84	+$104.5K → YMAX
5	$201,563	$76,628.58	$13,323	$2,078.95	+$188.2K → YMAX
6	$339,301	$123,628.74	$14,667	$2,463.34	+$324.6K → YMAX
7	$557,548	$194,495.77	$16,396	$2,960.57	+$541.2K → YMAX
8	$895,268	$298,691.79	$18,631	$3,612.97	+$876.6K → YMAX
9	$1,406,177	$448,239.75	$21,548	$4,482.15	+$1.38M → YMAX
10	$2,162,590	$657,980.97	$25,398	$5,659.31	+$2.14M → YMAX

YMAX vs QYLD: Complete Analysis 2026

YMAX — Stock

The YieldMax Universe fund of Option Income ETFs (YMAX) is an actively managed exchange-trade fund that seeks to generate current income. As a “fund-of-fund”, YMAX invests in the full suite of YieldMax option income ETFs. Each underlying YieldMax ETF seeks to generate income while offering exposure to the share price of a specific company or ETF.

Full YMAX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.