HomeCompareYMAX vs SPHD

YMAX vs SPHD: Dividend Comparison 2026

YMAX yields 86.03% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 YMAX wins by $2.14M in total portfolio value
10 years
YMAX
YMAX
● Live price
86.03%
Share price
$7.83
Annual div
$6.74
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.16M
Annual income
$657,980.97
Full YMAX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — YMAX vs SPHD

📍 YMAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodYMAXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, YMAX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
YMAX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YMAX
Annual income on $10K today (after 15% tax)
$7,312.17/yr
After 10yr DRIP, annual income (after tax)
$559,283.82/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, YMAX beats the other by $558,798.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of YMAX + SPHD for your $10,000?

YMAX: 50%SPHD: 50%
100% SPHD50/50100% YMAX
Portfolio after 10yr
$1.09M
Annual income
$329,276.14/yr
Blended yield
30.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YMAX buys
0
SPHD buys
0
No recent congressional trades found for YMAX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricYMAXSPHD
Forward yield86.03%4.33%
Annual dividend / share$6.74$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$2.16M$26.5K
Annual income after 10y$657,980.97$571.32
Total dividends collected$1.90M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: YMAX vs SPHD ($10,000, DRIP)

YearYMAX PortfolioYMAX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$19,303$8,602.55$11,133$432.85+$8.2KYMAX
2$36,173$15,518.81$12,363$450.36+$23.8KYMAX
3$65,884$27,179.34$13,695$467.39+$52.2KYMAX
4$116,761$46,265.34$15,138$483.90+$101.6KYMAX
5$201,563$76,628.58$16,697$499.88+$184.9KYMAX
6$339,301$123,628.74$18,382$515.31+$320.9KYMAX
7$557,548$194,495.77$20,198$530.17+$537.4KYMAX
8$895,268$298,691.79$22,157$544.46+$873.1KYMAX
9$1,406,177$448,239.75$24,266$558.18+$1.38MYMAX
10$2,162,590$657,980.97$26,536$571.32+$2.14MYMAX

YMAX vs SPHD: Complete Analysis 2026

YMAXStock

The YieldMax Universe fund of Option Income ETFs (YMAX) is an actively managed exchange-trade fund that seeks to generate current income. As a “fund-of-fund”, YMAX invests in the full suite of YieldMax option income ETFs. Each underlying YieldMax ETF seeks to generate income while offering exposure to the share price of a specific company or ETF.

Full YMAX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this YMAX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

YMAX vs SCHDYMAX vs JEPIYMAX vs OYMAX vs KOYMAX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.