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YORW vs CSX: Dividend Comparison 2026

YORW yields 2.90% · CSX yields 1.32%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CSX wins by $29.0K in total portfolio value· pulled ahead in Year 6
10 years
YORW
YORW
● Live price
2.90%
Share price
$30.86
Annual div
$0.89
5Y div CAGR
21.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.9K
Annual income
$3,361.83
Full YORW calculator →
CSX
CSX
● Live price
1.32%
Share price
$40.30
Annual div
$0.53
5Y div CAGR
50.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.9K
Annual income
$18,410.40
Full CSX calculator →

Portfolio growth — YORW vs CSX

📍 CSX pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodYORWCSX
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, YORW + CSX cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
YORW pays
CSX pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YORW
Annual income on $10K today (after 15% tax)
$246.35/yr
After 10yr DRIP, annual income (after tax)
$2,857.56/yr
CSX
Annual income on $10K today (after 15% tax)
$111.79/yr
After 10yr DRIP, annual income (after tax)
$15,648.84/yr
At 15% tax rate, CSX beats the other by $12,791.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of YORW + CSX for your $10,000?

YORW: 50%CSX: 50%
100% CSX50/50100% YORW
Portfolio after 10yr
$50.4K
Annual income
$10,886.12/yr
Blended yield
21.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YORW buys
0
CSX buys
0
No recent congressional trades found for YORW or CSX in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricYORWCSX
Forward yield2.90%1.32%
Annual dividend / share$0.89$0.53
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR21.5%50.4%
Portfolio after 10y$35.9K$64.9K
Annual income after 10y$3,361.83$18,410.40
Total dividends collected$13.4K$41.0K
Payment frequencyquarterlyquarterly
SectorStockStock

Year-by-year: YORW vs CSX ($10,000, DRIP)

YearYORW PortfolioYORW Income/yrCSX PortfolioCSX Income/yrGap
1$11,052$352.14$10,898$197.80+$154.00YORW
2$12,268$441.93$11,964$302.99+$304.00YORW
3$13,683$557.01$13,269$467.53+$414.00YORW
4$15,347$705.48$14,926$728.85+$421.00YORW
5$17,320$898.46$17,124$1,152.46+$196.00YORW
6← crossover$19,683$1,151.36$20,181$1,858.37$498.00CSX
7$22,547$1,485.81$24,672$3,078.48$2.1KCSX
8$26,058$1,932.62$31,689$5,290.13$5.6KCSX
9$30,418$2,536.24$43,458$9,550.75$13.0KCSX
10$35,909$3,361.83$64,910$18,410.40$29.0KCSX

YORW vs CSX: Complete Analysis 2026

YORWStock

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; five wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.2 billion gallons of water. The company also operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns nine groundwater wells that supply water to customers in the Adams County. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 51 municipalities within three counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

Full YORW Calculator →

CSXStock

CSX Corporation, together with its subsidiaries, provides rail-based freight transportation services. The company offers rail services; and transportation of intermodal containers and trailers, as well as other transportation services, such as rail-to-truck transfers and bulk commodity operations. It transports chemicals, agricultural and food products, automotive, minerals, forest products, fertilizers, and metals and equipment; and coal, coke, and iron ore to electricity-generating power plants, steel manufacturers, and industrial plants, as well as exports coal to deep-water port facilities. The company also offers intermodal transportation services through a network of approximately 30 terminals transporting manufactured consumer goods in containers; and drayage services, including the pickup and delivery of intermodal shipments. It serves the automotive industry with distribution centers and storage locations, as well as connects non-rail served customers through transferring products, such as plastics and ethanol from rail to trucks. The company operates approximately 19,500 route mile rail network, which serves various population centers in 23 states east of the Mississippi River, the District of Columbia, and the Canadian provinces of Ontario and Quebec, as well as owns and leases approximately 3,500 locomotives. It also serves production and distribution facilities through track connections. CSX Corporation was incorporated in 1978 and is headquartered in Jacksonville, Florida.

Full CSX Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.