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YORW vs SJM: Dividend Comparison 2026

YORW yields 2.90% · SJM yields 4.60%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SJM wins by $18.1K in total portfolio value
10 years
YORW
YORW
● Live price
2.90%
Share price
$30.86
Annual div
$0.89
5Y div CAGR
21.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.9K
Annual income
$3,361.83
Full YORW calculator →
SJM
SJM
● Live price
4.60%
Share price
$95.17
Annual div
$4.38
5Y div CAGR
23%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.1K
Annual income
$8,456.23
Full SJM calculator →

Portfolio growth — YORW vs SJM

📍 SJM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodYORWSJM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, YORW + SJM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
YORW pays
SJM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YORW
Annual income on $10K today (after 15% tax)
$246.35/yr
After 10yr DRIP, annual income (after tax)
$2,857.56/yr
SJM
Annual income on $10K today (after 15% tax)
$391.19/yr
After 10yr DRIP, annual income (after tax)
$7,187.80/yr
At 15% tax rate, SJM beats the other by $4,330.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of YORW + SJM for your $10,000?

YORW: 50%SJM: 50%
100% SJM50/50100% YORW
Portfolio after 10yr
$45.0K
Annual income
$5,909.04/yr
Blended yield
13.14%
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Analyst Conviction Gap

Where Wall Street is most bullish on SJM right now

YORW
Analyst Ratings
3
Hold
1
Sell
Consensus: Hold
Altman Z
0.9
Piotroski
4/9
SJM
Analyst Ratings
13
Buy
14
Hold
2
Sell
Consensus: Hold
Price Target
$111.25
+16.9% upside vs current
Range: $105.00 — $117.00
Altman Z
0.9
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YORW buys
0
SJM buys
0
No recent congressional trades found for YORW or SJM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricYORWSJM
Forward yield2.90%4.60%
Annual dividend / share$0.89$4.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR21.5%23%
Portfolio after 10y$35.9K$54.1K
Annual income after 10y$3,361.83$8,456.23
Total dividends collected$13.4K$29.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: YORW vs SJM ($10,000, DRIP)

YearYORW PortfolioYORW Income/yrSJM PortfolioSJM Income/yrGap
1← crossover$11,052$352.14$11,266$566.08$214.00SJM
2$12,268$441.93$12,788$733.12$520.00SJM
3$13,683$557.01$14,640$956.57$957.00SJM
4$15,347$705.48$16,923$1,258.84$1.6KSJM
5$17,320$898.46$19,781$1,672.81$2.5KSJM
6$19,683$1,151.36$23,413$2,247.63$3.7KSJM
7$22,547$1,485.81$28,110$3,058.17$5.6KSJM
8$26,058$1,932.62$34,298$4,220.74$8.2KSJM
9$30,418$2,536.24$42,619$5,920.02$12.2KSJM
10$35,909$3,361.83$54,059$8,456.23$18.1KSJM

YORW vs SJM: Complete Analysis 2026

YORWStock

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; five wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.2 billion gallons of water. The company also operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns nine groundwater wells that supply water to customers in the Adams County. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 51 municipalities within three counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

Full YORW Calculator →

SJMConsumer Staples

The J. M. Smucker Company manufactures and markets branded food and beverage products worldwide. It operates in three segments: U.S. Retail Pet Foods, U.S. Retail Coffee, and U.S. Retail Consumer Foods. The company offers mainstream roast, ground, single serve, and premium coffee; peanut butter and specialty spreads; fruit spreads, shortening and oils, and frozen sandwiches and snacks; pet food and pet snacks; and foodservice hot beverage, foodservice portion control, and flour products, as well as dog and cat food, frozen handheld products, juices and beverages, and baking mixes and ingredients. It provides its products under the Meow Mix, 9Lives, Kibbles 'n Bits, Milk-Bone, Pup-Peroni, Rachael Ray Nutrish and Nature's Recipe, Folgers, Café Bustelo, Dunkin', Folgers, Café Bustelo, 1850, Jif, Smucker's, Smucker's Uncrustables, Robin Hood, and Five Roses. The company sells its products through direct sales and brokers to food retailers, club stores, discount and dollar stores, online retailers, pet specialty stores, natural foods stores and distributors, drug stores, military commissaries, and mass merchandisers. Smucker Company was founded in 1897 and is headquartered in Orrville, Ohio.

Full SJM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.