Is YSAC or SCHD a better dividend investment in 2026?

YSAC currently yields 23.07% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: YSAC offers higher current income.

What is the dividend yield difference between YSAC and SCHD?

YSAC has a forward dividend yield of 23.07% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 19.61 percentage points.

Home › Compare › YSAC vs SCHD

YSAC vs SCHD: Dividend Comparison 2026

YSAC yields 23.07% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YSAC wins by $59.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

YSAC

● Live price

23.07%

Share price

$8.67

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$88.0K

Annual income

$9,234.54

Full YSAC calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — YSAC vs SCHD

📍 YSAC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YSAC	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, YSAC + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

YSAC pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YSAC

Annual income on $10K today (after 15% tax)

$1,960.78/yr

After 10yr DRIP, annual income (after tax)

$7,849.36/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, YSAC beats the other by $7,487.30/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of YSAC + SCHD for your $10,000?

YSAC: 50%SCHD: 50%

100% SCHD50/50100% YSAC

Portfolio after 10yr

$58.5K

Annual income

$4,830.24/yr

Blended yield

8.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YSAC buys

SCHD buys

No recent congressional trades found for YSAC or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYSACSCHD

Forward yield	23.07% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$88.0K ✓	$29.0K
Annual income after 10y	$9,234.54 ✓	$425.95
Total dividends collected	$53.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: YSAC vs SCHD ($10,000, DRIP)

Year	YSAC Portfolio	YSAC Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$13,007	$2,306.81	$11,226	$346.36	+$1.8K → YSAC
2	$16,721	$2,804.13	$12,572	$357.38	+$4.1K → YSAC
3	$21,261	$3,369.12	$14,046	$367.84	+$7.2K → YSAC
4	$26,753	$4,003.54	$15,660	$377.73	+$11.1K → YSAC
5	$33,334	$4,708.10	$17,425	$387.07	+$15.9K → YSAC
6	$41,149	$5,482.45	$19,354	$395.86	+$21.8K → YSAC
7	$50,355	$6,325.17	$21,461	$404.13	+$28.9K → YSAC
8	$61,114	$7,233.82	$23,762	$411.89	+$37.4K → YSAC
9	$73,597	$8,205.02	$26,272	$419.15	+$47.3K → YSAC
10	$87,983	$9,234.54	$29,010	$425.95	+$59.0K → YSAC

YSAC vs SCHD: Complete Analysis 2026

YSAC — Stock

As of January 25, 2022, Yellowstone Acquisition Company was acquired by Sky Harbour LLC, in a reverse merger transaction. Yellowstone Acquisition Company does not have significant operations. It intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. The company was incorporated in 2020 and is based in Omaha, Nebraska.

Full YSAC Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this YSAC vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

YSAC vs JEPI YSAC vs O YSAC vs KO YSAC vs MAIN YSAC vs VYM YSAC vs DGRO YSAC vs VIG YSAC vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.