Is YZOFF or XYLD a better dividend investment in 2026?

YZOFF currently yields 3.66% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between YZOFF and XYLD?

YZOFF has a forward dividend yield of 3.66% ($0.04/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.32 percentage points.

Home › Compare › YZOFF vs XYLD

YZOFF vs XYLD: Dividend Comparison 2026

YZOFF yields 3.66% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YZOFF wins by $111.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

YZOFF

● Live price

3.66%

Share price

$1.03

Annual div

$0.04

5Y div CAGR

41%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$136.3K

Annual income

$49,875.38

Full YZOFF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — YZOFF vs XYLD

📍 YZOFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YZOFF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, YZOFF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

YZOFF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YZOFF

Annual income on $10K today (after 15% tax)

$310.80/yr

After 10yr DRIP, annual income (after tax)

$42,394.07/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, YZOFF beats the other by $39,657.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of YZOFF + XYLD for your $10,000?

YZOFF: 50%XYLD: 50%

100% XYLD50/50100% YZOFF

Portfolio after 10yr

$80.8K

Annual income

$26,547.20/yr

Blended yield

32.87%

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Analyst Conviction Gap

Where Wall Street is most bullish on YZOFF right now

YZOFF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

2.5

Piotroski

9/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YZOFF buys

XYLD buys

No recent congressional trades found for YZOFF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYZOFFXYLD

Forward yield	3.66%	10.98% ✓
Annual dividend / share	$0.04	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	41% ✓	0%
Portfolio after 10y	$136.3K ✓	$25.3K
Annual income after 10y	$49,875.38 ✓	$3,219.02
Total dividends collected	$106.3K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: YZOFF vs XYLD ($10,000, DRIP)

Year	YZOFF Portfolio	YZOFF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,216	$515.56	$10,818	$1,098.39	+$398.00 → YZOFF
2	$12,763	$761.96	$11,738	$1,222.51	+$1.0K → YZOFF
3	$14,799	$1,142.58	$12,774	$1,364.64	+$2.0K → YZOFF
4	$17,580	$1,745.84	$13,944	$1,527.86	+$3.6K → YZOFF
5	$21,544	$2,733.04	$15,270	$1,715.87	+$6.3K → YZOFF
6	$27,466	$4,413.47	$16,775	$1,933.09	+$10.7K → YZOFF
7	$36,803	$7,414.43	$18,490	$2,184.87	+$18.3K → YZOFF
8	$52,471	$13,091.91	$20,450	$2,477.63	+$32.0K → YZOFF
9	$80,740	$24,596.70	$22,697	$2,819.19	+$58.0K → YZOFF
10	$136,267	$49,875.38	$25,280	$3,219.02	+$111.0K → YZOFF

YZOFF vs XYLD: Complete Analysis 2026

YZOFF — Stock

Yangtze Optical Fibre And Cable Joint Stock Limited Company researchs, develops, produces, and sells optical fiber and cable products in the People's Republic of China and internationally. The company operates in two segments, Optical Fibres and Optical Fibre Preforms, and Optical Fibre Cables segments. It also provides copper wire and related products; integrated wiring systems; technical development consulting services for computer hardware and software and ancillary equipment; and vapor and chemical raw materials. In addition, the company imports, exports, and sells submarine cables, optical cables, and other power cables and their accessories, as well as trades in raw materials; and installs cables, accessories, and systems related to various submarine projects. Further, it designs, produces, and sells optical communication equipment and electrical products, as well as provides integrated services in communication, computer, intelligent building, weak current system, and software development. Additionally, the company engages in research and promotion of medical materials, as well as provides general contracting engineering services. Yangtze Optical Fibre And Cable Joint Stock Limited Company was founded in 1988 and is headquartered in Wuhan, the People's Republic of China.

Full YZOFF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.