HomeCompareZAIS vs JEPI

ZAIS vs JEPI: Dividend Comparison 2026

ZAIS yields 48.90% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ZAIS wins by $343.2K in total portfolio value
10 years
ZAIS
ZAIS
● Live price
48.90%
Share price
$4.09
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$372.2K
Annual income
$74,100.38
Full ZAIS calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — ZAIS vs JEPI

📍 ZAIS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZAISJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ZAIS + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZAIS pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZAIS
Annual income on $10K today (after 15% tax)
$4,156.48/yr
After 10yr DRIP, annual income (after tax)
$62,985.32/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, ZAIS beats the other by $61,686.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZAIS + JEPI for your $10,000?

ZAIS: 50%JEPI: 50%
100% JEPI50/50100% ZAIS
Portfolio after 10yr
$200.6K
Annual income
$37,814.50/yr
Blended yield
18.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZAIS buys
0
JEPI buys
0
No recent congressional trades found for ZAIS or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZAISJEPI
Forward yield48.90%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$372.2K$29.0K
Annual income after 10y$74,100.38$1,528.62
Total dividends collected$295.4K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: ZAIS vs JEPI ($10,000, DRIP)

YearZAIS PortfolioZAIS Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$15,590$4,889.98$11,260$840.19+$4.3KZAIS
2$23,806$7,124.73$12,641$907.94+$11.2KZAIS
3$35,640$10,167.77$14,150$978.20+$21.5KZAIS
4$52,361$14,226.41$15,795$1,050.85+$36.6KZAIS
5$75,560$19,533.63$17,584$1,125.74+$58.0KZAIS
6$107,194$26,344.00$19,526$1,202.74+$87.7KZAIS
7$149,625$34,927.92$21,628$1,281.69+$128.0KZAIS
8$205,663$45,564.28$23,898$1,362.43+$181.8KZAIS
9$278,591$58,531.92$26,347$1,444.79+$252.2KZAIS
10$372,193$74,100.38$28,982$1,528.62+$343.2KZAIS

ZAIS vs JEPI: Complete Analysis 2026

ZAISStock

ZAIS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ZAIS shares.

Full ZAIS Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.