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ZCBE vs DIVO: Dividend Comparison 2026

ZCBE yields 0.59% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $10.2K in total portfolio value
10 years
ZCBE
ZCBE
● Live price
0.59%
Share price
$49.90
Annual div
$0.29
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$61.00
Full ZCBE calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — ZCBE vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZCBEDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZCBE + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ZCBE pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZCBE
Annual income on $10K today (after 15% tax)
$49.91/yr
After 10yr DRIP, annual income (after tax)
$51.85/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $782.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZCBE + DIVO for your $10,000?

ZCBE: 50%DIVO: 50%
100% DIVO50/50100% ZCBE
Portfolio after 10yr
$25.6K
Annual income
$521.34/yr
Blended yield
2.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZCBE buys
0
DIVO buys
0
No recent congressional trades found for ZCBE or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZCBEDIVO
Forward yield0.59%6.49% ✓
Annual dividend / share$0.29$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.5K$30.7K ✓
Annual income after 10y$61.00$981.68 ✓
Total dividends collected$600.00 ✓$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ZCBE vs DIVO ($10,000, DRIP)

YearZCBE PortfolioZCBE Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,759$58.72$11,349$649.42$590.00 → DIVO
2$11,571$59.04$12,833$688.83$1.3K → DIVO
3$12,440$59.34$14,459$727.90$2.0K → DIVO
4$13,371$59.63$16,238$766.49$2.9K → DIVO
5$14,366$59.89$18,179$804.47$3.8K → DIVO
6$15,432$60.14$20,293$841.71$4.9K → DIVO
7$16,573$60.38$22,591$878.14$6.0K → DIVO
8$17,794$60.60$25,087$913.65$7.3K → DIVO
9$19,100$60.81$27,791$948.18$8.7K → DIVO
10$20,498$61.00$30,718$981.68$10.2K → DIVO

ZCBE vs DIVO: Complete Analysis 2026

ZCBE — Stock

ZCBE provides exposure to zero-coupon US Treasury STRIPS scheduled to mature in 2033. The fund is designed to liquidate around November 30, 2033, with remaining assets distributed to shareholders at maturity.

Full ZCBE Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.