Is ZCTSF or SCHD a better dividend investment in 2026?

ZCTSF currently yields 3683.24% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: ZCTSF offers higher current income.

What is the dividend yield difference between ZCTSF and SCHD?

ZCTSF has a forward dividend yield of 3683.24% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3679.78 percentage points.

Home › Compare › ZCTSF vs SCHD

ZCTSF vs SCHD: Dividend Comparison 2026

ZCTSF yields 3683.24% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZCTSF wins by $3242037855949.04M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZCTSF

● Live price

3683.24%

Share price

$0.05

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3242037855949.07M

Annual income

$3,077,665,411,238,397,400.00

Full ZCTSF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — ZCTSF vs SCHD

📍 ZCTSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZCTSF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZCTSF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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ZCTSF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZCTSF

Annual income on $10K today (after 15% tax)

$313,075.51/yr

After 10yr DRIP, annual income (after tax)

$2,616,015,599,552,638,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, ZCTSF beats the other by $2,616,015,599,552,637,400.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZCTSF + SCHD for your $10,000?

ZCTSF: 50%SCHD: 50%

100% SCHD50/50100% ZCTSF

Portfolio after 10yr

$1621018927974.55M

Annual income

$1,538,832,705,619,199,000.00/yr

Blended yield

94.93%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZCTSF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZCTSFSCHD

Forward yield	3683.24% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$3242037855949.07M ✓	$29.0K
Annual income after 10y	$3,077,665,411,238,397,400.00 ✓	$425.95
Total dividends collected	$3230786028818.71M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ZCTSF vs SCHD ($10,000, DRIP)

Year	ZCTSF Portfolio	ZCTSF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$379,024	$368,324.13	$11,226	$346.36	+$367.8K → ZCTSF
2	$13,452,633	$13,047,077.51	$12,572	$357.38	+$13.44M → ZCTSF
3	$447,177,041	$432,782,723.51	$14,046	$367.84	+$447.16M → ZCTSF
4	$13,923,402,797	$13,444,923,362.69	$15,660	$377.73	+$13923.39M → ZCTSF
5	$406,135,511,675	$391,237,470,682.90	$17,425	$387.07	+$406135.49M → ZCTSF
6	$11,100,090,110,645	$10,665,525,113,152.73	$19,354	$395.86	+$11100090.09M → ZCTSF
7	$284,306,515,530,403	$272,429,419,112,012.72	$21,461	$404.13	+$284306515.51M → ZCTSF
8	$6,825,453,244,643,908	$6,521,245,273,026,376.00	$23,762	$411.89	+$6825453244.62M → ZCTSF
9	$153,619,107,206,234,340	$146,315,872,234,465,380.00	$26,272	$419.15	+$153619107206.21M → ZCTSF
10	$3,242,037,855,949,068,000	$3,077,665,411,238,397,400.00	$29,010	$425.95	+$3242037855949.04M → ZCTSF

ZCTSF vs SCHD: Complete Analysis 2026

ZCTSF — Stock

Zacatecas Silver Corp. engages in the acquisition, exploration, and evaluation of mineral properties in Mexico. The company explores for silver and gold resources. It owns 100% interests in the Zacatecas project, which covers as area of 7,826 hectares located in the Zacatecas State, Mexico; and the Esperanza project that consists of 8 mining concessions covering an area of 14,338 hectares located in the Morelos State, Mexico. The company incorporated in 2020 and is headquartered in Vancouver, Canada.

Full ZCTSF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.