Is ZECP or XYLD a better dividend investment in 2026?

ZECP currently yields 0.81% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ZECP and XYLD?

ZECP has a forward dividend yield of 0.81% ($0.27/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.17 percentage points.

Home › Compare › ZECP vs XYLD

ZECP vs XYLD: Dividend Comparison 2026

ZECP yields 0.81% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZECP

● Live price

0.81%

Share price

$33.77

Annual div

$0.27

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$85.64

Full ZECP calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ZECP vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZECP	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZECP + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZECP pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZECP

Annual income on $10K today (after 15% tax)

$69.05/yr

After 10yr DRIP, annual income (after tax)

$72.79/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,663.37/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZECP + XYLD for your $10,000?

ZECP: 50%XYLD: 50%

100% XYLD50/50100% ZECP

Portfolio after 10yr

$23.1K

Annual income

$1,652.33/yr

Blended yield

7.17%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZECP buys

XYLD buys

No recent congressional trades found for ZECP or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZECPXYLD

Forward yield	0.81%	10.98% ✓
Annual dividend / share	$0.27	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.8K	$25.3K ✓
Annual income after 10y	$85.64	$3,219.02 ✓
Total dividends collected	$836.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ZECP vs XYLD ($10,000, DRIP)

Year	ZECP Portfolio	ZECP Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,781	$81.24	$10,818	$1,098.39	$37.00 → XYLD
2	$11,618	$81.85	$11,738	$1,222.51	$120.00 → XYLD
3	$12,513	$82.44	$12,774	$1,364.64	$261.00 → XYLD
4	$13,472	$82.98	$13,944	$1,527.86	$472.00 → XYLD
5	$14,499	$83.50	$15,270	$1,715.87	$771.00 → XYLD
6	$15,598	$83.98	$16,775	$1,933.09	$1.2K → XYLD
7	$16,774	$84.43	$18,490	$2,184.87	$1.7K → XYLD
8	$18,033	$84.86	$20,450	$2,477.63	$2.4K → XYLD
9	$19,381	$85.26	$22,697	$2,819.19	$3.3K → XYLD
10	$20,823	$85.64	$25,280	$3,219.02	$4.5K → XYLD

ZECP vs XYLD: Complete Analysis 2026

ZECP — Stock

The advisor pursues the fund's investment objective by constructing a portfolio of companies that exhibit a track record of moving through recessionary periods with little to minimal impact on aggregate earnings growth relative to the overall equity market. The Advisor selects the fund’s portfolio securities from a universe of the largest 750 equity securities listed in the U.S. equity market, which may be a combination of large, mid, and small capitalization companies.

Full ZECP Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.