HomeCompareZEN vs DIVO

ZEN vs DIVO: Dividend Comparison 2026

ZEN yields 2.58% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $7.4K in total portfolio value
10 years
ZEN
ZEN
● Live price
2.58%
Share price
$77.48
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$304.92
Full ZEN calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — ZEN vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZENDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ZEN + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZEN pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZEN
Annual income on $10K today (after 15% tax)
$219.41/yr
After 10yr DRIP, annual income (after tax)
$259.18/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $598.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZEN + DIVO for your $10,000?

ZEN: 50%DIVO: 50%
100% DIVO50/50100% ZEN
Portfolio after 10yr
$27.3K
Annual income
$656.70/yr
Blended yield
2.41%
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Analyst Conviction Gap

Where Wall Street is most bullish on ZEN right now

ZEN
Analyst Ratings
12
Buy
18
Hold
Consensus: Hold
Price Target
$109.06
+40.8% upside vs current
Range: $77.50 — $170.00
DIVO
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZEN buys
0
DIVO buys
0
No recent congressional trades found for ZEN or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZENDIVO
Forward yield2.58%6.62%
Annual dividend / share$2.00$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.5K$31.0K
Annual income after 10y$304.92$1,008.47
Total dividends collected$2.8K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ZEN vs DIVO ($10,000, DRIP)

YearZEN PortfolioZEN Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,958$258.13$11,362$661.96$404.00DIVO
2$11,990$264.36$12,860$702.91$870.00DIVO
3$13,099$270.32$14,504$743.56$1.4KDIVO
4$14,292$276.01$16,303$783.73$2.0KDIVO
5$15,574$281.45$18,268$823.31$2.7KDIVO
6$16,951$286.63$20,408$862.17$3.5KDIVO
7$18,429$291.56$22,737$900.20$4.3KDIVO
8$20,015$296.25$25,266$937.31$5.3KDIVO
9$21,717$300.70$28,008$973.42$6.3KDIVO
10$23,542$304.92$30,977$1,008.47$7.4KDIVO

ZEN vs DIVO: Complete Analysis 2026

ZENStock

Zendesk, Inc., a software development company, provides software as a service solutions for organizations in the United States, Europe, the Middle East, Africa, the Asia Pacific, and internationally. Its flagship product is Zendesk Support, a system for tracking, prioritizing, and solving customer support tickets across various channels. The company also offers Zendesk Chat, a live chat and messaging software to connect with customers on websites and mobile devices applications; Zendesk Talk, a cloud-based call center software; Zendesk Guide, a knowledge base that powers customer self-service and support agent productivity; Zendesk Gather, a community forum software that allows customer end-users to connect and collaborate; Zendesk Explore, which provides analytics for organizations to measure and enhance the customer experience; and Zendesk Sell, a sales customer relationship management (CRM) product solution to enhance productivity, processes, and pipeline visibility. In addition, it provides Zendesk Sunshine, a CRM platform; Sunshine Conversations, a messaging platform solution; Zendesk Developer Tools, a combination of application programming interfaces, web widget, and mobile software development kits; Zendesk APIs that allow users to build custom integrations and interact with Zendesk data; and Zendesk Apps that enable organizations to customize Zendesk product and platform solution interfaces and optimize workflow through plug-ins, as well as Zendesk Suite, an omnichannel offering, which combines its solutions. The company was founded in 2007 and is headquartered in San Francisco, California.

Full ZEN Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.