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ZHOG vs PM: Dividend Comparison 2026

ZHOG yields 5.23% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $21.4K in total portfolio value
10 years
ZHOG
ZHOG
● Live price
5.23%
Share price
$51.30
Annual div
$2.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$730.41
Full ZHOG calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — ZHOG vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZHOGPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ZHOG + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZHOG pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZHOG
Annual income on $10K today (after 15% tax)
$444.47/yr
After 10yr DRIP, annual income (after tax)
$620.85/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, PM beats the other by $1,497.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZHOG + PM for your $10,000?

ZHOG: 50%PM: 50%
100% PM50/50100% ZHOG
Portfolio after 10yr
$38.9K
Annual income
$1,611.22/yr
Blended yield
4.14%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ZHOG
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZHOG buys
0
PM buys
0
No recent congressional trades found for ZHOG or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZHOGPM
Forward yield5.23%3.48%
Annual dividend / share$2.68$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$28.2K$49.6K
Annual income after 10y$730.41$2,492.02
Total dividends collected$6.3K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ZHOG vs PM ($10,000, DRIP)

YearZHOG PortfolioZHOG Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,223$522.90$11,648$408.29$425.00PM
2$12,557$548.46$13,589$495.90$1.0KPM
3$14,009$573.51$15,877$603.21$1.9KPM
4$15,588$597.99$18,580$734.88$3.0KPM
5$17,301$621.84$21,781$896.75$4.5KPM
6$19,157$645.02$25,578$1,096.12$6.4KPM
7$21,166$667.50$30,092$1,342.17$8.9KPM
8$23,337$689.24$35,470$1,646.46$12.1KPM
9$25,680$710.21$41,892$2,023.58$16.2KPM
10$28,208$730.41$49,578$2,492.02$21.4KPM

ZHOG vs PM: Complete Analysis 2026

ZHOGStock

ZHOG aims to maximize total return through a value-based, unconstrained approach to investing in the US fixed-income market. It looks for undervalued government, corporate, and municipal debt securities, convertibles, commercial papers, mortgage- or asset-backed, preferred stocks, and cash equivalents. Positions are opportunistically initiated in response to changing market dynamics, political shifts, economic trends, interest rate changes, and credit risk analysis. However, during challenging markets, it may temporarily adopt a defensive position, resulting in limitless allocations to cash and prime cash equivalents. The fund invests in securities of any maturity and credit quality, with non-investment grades capped at 20%. The fund may enter lending transactions. Derivatives may also be used to enhance returns. Holdings are sold for more attractive securities or when the portfolio requires repositioning. Before January 2, 2026, the fund traded under the ticker XFIX.

Full ZHOG Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.