Is ZHSHF or XYLD a better dividend investment in 2026?

ZHSHF currently yields 5.79% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ZHSHF and XYLD?

ZHSHF has a forward dividend yield of 5.79% ($0.09/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.19 percentage points.

Home › Compare › ZHSHF vs XYLD

ZHSHF vs XYLD: Dividend Comparison 2026

ZHSHF yields 5.79% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZHSHF wins by $1.53M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZHSHF

● Live price

5.79%

Share price

$1.49

Annual div

$0.09

5Y div CAGR

52.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.56M

Annual income

$1,030,555.61

Full ZHSHF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ZHSHF vs XYLD

📍 ZHSHF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZHSHF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZHSHF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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ZHSHF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZHSHF

Annual income on $10K today (after 15% tax)

$491.74/yr

After 10yr DRIP, annual income (after tax)

$875,972.27/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, ZHSHF beats the other by $873,236.10/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZHSHF + XYLD for your $10,000?

ZHSHF: 50%XYLD: 50%

100% XYLD50/50100% ZHSHF

Portfolio after 10yr

$792.3K

Annual income

$516,887.31/yr

Blended yield

65.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZHSHF buys

XYLD buys

No recent congressional trades found for ZHSHF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZHSHFXYLD

Forward yield	5.79%	10.98% ✓
Annual dividend / share	$0.09	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	52.1% ✓	0%
Portfolio after 10y	$1.56M	$25.3K ✓
Annual income after 10y	$1,030,555.61 ✓	$3,219.02
Total dividends collected	$1.48M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ZHSHF vs XYLD ($10,000, DRIP)

Year	ZHSHF Portfolio	ZHSHF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,580	$879.92	$10,818	$1,098.39	+$762.00 → ZHSHF
2	$13,839	$1,448.42	$11,738	$1,222.51	+$2.1K → ZHSHF
3	$17,268	$2,460.58	$12,774	$1,364.64	+$4.5K → ZHSHF
4	$22,841	$4,364.43	$13,944	$1,527.86	+$8.9K → ZHSHF
5	$32,647	$8,206.33	$15,270	$1,715.87	+$17.4K → ZHSHF
6	$51,605	$16,672.84	$16,775	$1,933.09	+$34.8K → ZHSHF
7	$92,680	$37,463.31	$18,490	$2,184.87	+$74.2K → ZHSHF
8	$194,810	$95,642.22	$20,450	$2,477.63	+$174.4K → ZHSHF
9	$494,218	$285,771.48	$22,697	$2,819.19	+$471.5K → ZHSHF
10	$1,559,369	$1,030,555.61	$25,280	$3,219.02	+$1.53M → ZHSHF

ZHSHF vs XYLD: Complete Analysis 2026

ZHSHF — Stock

Zhongsheng Group Holdings Limited, an investment holding company, engages in the sale and service of motor vehicles. The company operates 4S dealerships for various automobile brands consisting of luxury automobile brands, including Mercedes-Benz, Lexus, Audi, Jaguar, Land Rover, Porsche, and Volvo; and mid-to-high end automobile brands, such as Toyota and Nissan. It also provides spare parts, automobile accessories, repair and maintenance services, detailing services, and other automobile-related products and services. As of December 31, 2021, the company had 412 automobile dealerships that include 254 luxury brand dealerships and 158 mid-to-high-end brand dealerships covering 25 provinces, municipalities, and autonomous regions, and approximately 110 cities in the People's Republic of China. Zhongsheng Group Holdings Limited was founded in 1998 and is headquartered in Dalian, the People's Republic of China.

Full ZHSHF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.