Is ZHUZF or RYLD a better dividend investment in 2026?

ZHUZF currently yields 5.51% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between ZHUZF and RYLD?

ZHUZF has a forward dividend yield of 5.51% ($0.20/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 6.63 percentage points.

Home › Compare › ZHUZF vs RYLD

ZHUZF vs RYLD: Dividend Comparison 2026

ZHUZF yields 5.51% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZHUZF wins by $10771.01M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

ZHUZF

● Live price

5.51%

Share price

$3.65

Annual div

$0.20

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$10771.06M

Annual income

$10,408,467,428.02

Full ZHUZF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — ZHUZF vs RYLD

📍 ZHUZF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZHUZF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, ZHUZF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZHUZF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZHUZF

Annual income on $10K today (after 15% tax)

$468.73/yr

After 10yr DRIP, annual income (after tax)

$8,847,197,313.82/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, ZHUZF beats the other by $8,847,195,114.57/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZHUZF + RYLD for your $10,000?

ZHUZF: 50%RYLD: 50%

100% RYLD50/50100% ZHUZF

Portfolio after 10yr

$5385.55M

Annual income

$5,204,235,007.68/yr

Blended yield

96.63%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZHUZF buys

RYLD buys

No recent congressional trades found for ZHUZF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZHUZFRYLD

Forward yield	5.51%	12.14% ✓
Annual dividend / share	$0.20	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$10771.06M ✓	$44.5K
Annual income after 10y	$10,408,467,428.02 ✓	$2,587.35
Total dividends collected	$10745.80M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ZHUZF vs RYLD ($10,000, DRIP)

Year	ZHUZF Portfolio	ZHUZF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,803	$1,102.90	$11,914	$1,213.65	$111.00 → RYLD
2← crossover	$15,062	$2,433.17	$14,099	$1,351.30	+$963.00 → ZHUZF
3	$21,921	$5,803.91	$16,580	$1,494.55	+$5.3K → ZHUZF
4	$39,243	$15,788.03	$19,384	$1,642.61	+$19.9K → ZHUZF
5	$94,821	$52,830.54	$22,535	$1,794.70	+$72.3K → ZHUZF
6	$340,059	$238,600.53	$26,063	$1,950.00	+$314.0K → ZHUZF
7	$1,963,306	$1,599,442.93	$29,995	$2,107.69	+$1.93M → ZHUZF
8	$19,361,070	$17,260,333.36	$34,361	$2,266.99	+$19.33M → ZHUZF
9	$338,869,959	$318,153,614.21	$39,194	$2,427.12	+$338.83M → ZHUZF
10	$10,771,058,285	$10,408,467,428.02	$44,525	$2,587.35	+$10771.01M → ZHUZF

ZHUZF vs RYLD: Complete Analysis 2026

ZHUZF — Stock

Zhuzhou CRRC Times Electric Co., Ltd., together with its subsidiaries, engages in the research, development, design, manufacture, and sale of railway transportation equipment products, and provision of relevant services primarily in Mainland China and internationally. The company's products include traction converter systems of rail transit vehicles, railway engineering machinery, and communication signal systems. It also produces propulsion and control systems for trains and electric vehicles, signaling systems, power supply solutions, platform screen doors, rail maintenance vehicles, marine engineering equipment, and component products for various applications. The company's products for rolling stock and railways include EMU, locomotive, and mass transit systems; and components products consist of semiconductors, resistors, reactors, radiators, sensors, power capacitors, and heatsinks. Its energy and industrial products comprise marine engineering, electric vehicle, and inverter and converter systems, as well as provides railway maintenance and construction machines. The company was formerly known as Zhuzhou CSR Times Electric Co., Ltd. and changed its name to Zhuzhou CRRC Times Electric Co., Ltd. in March 2016. The company was incorporated in 2005 and is based in Wanchai, Hong Kong. Zhuzhou CRRC Times Electric Co., Ltd. is a subsidiary of CRRC Zhuzhou Institute Co., Ltd.

Full ZHUZF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this ZHUZF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ZHUZF vs SCHD ZHUZF vs JEPI ZHUZF vs O ZHUZF vs KO ZHUZF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.