HomeCompareZION vs PSX

ZION vs PSX: Dividend Comparison 2026

ZION yields 3.20% · PSX yields 2.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PSX wins by $19.0K in total portfolio value· pulled ahead in Year 2
10 years
ZION
ZION
● Live price
3.20%
Share price
$55.59
Annual div
$1.78
5Y div CAGR
14.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$1,892.05
Full ZION calculator →
PSX
PSX
● Live price
2.64%
Share price
$184.81
Annual div
$4.87
5Y div CAGR
32.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.4K
Annual income
$8,982.50
Full PSX calculator →

Portfolio growth — ZION vs PSX

📍 PSX pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZIONPSX
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZION + PSX cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZION pays
PSX pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZION
Annual income on $10K today (after 15% tax)
$272.17/yr
After 10yr DRIP, annual income (after tax)
$1,608.24/yr
PSX
Annual income on $10K today (after 15% tax)
$223.99/yr
After 10yr DRIP, annual income (after tax)
$7,635.13/yr
At 15% tax rate, PSX beats the other by $6,026.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZION + PSX for your $10,000?

ZION: 50%PSX: 50%
100% PSX50/50100% ZION
Portfolio after 10yr
$40.9K
Annual income
$5,437.27/yr
Blended yield
13.29%
📊

Analyst Conviction Gap

Where Wall Street is split right now

ZION
Analyst Ratings
17
Buy
32
Hold
1
Sell
Consensus: Hold
Price Target
$67.00
+20.5% upside vs current
Range: $60.00 — $75.00
Altman Z
-0.6
Piotroski
6/9
PSX
Analyst Ratings
18
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$156.50
-15.3% upside vs current
Range: $140.00 — $172.00
Altman Z
3.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZION buys
0
PSX buys
0
No recent congressional trades found for ZION or PSX in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZIONPSX
Forward yield3.20%2.64%
Annual dividend / share$1.78$4.87
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.7%32.1%
Portfolio after 10y$31.4K$50.4K
Annual income after 10y$1,892.05$8,982.50
Total dividends collected$9.4K$26.7K
Payment frequencyquarterlyquarterly
SectorStockEnergy
Analyst consensusHoldBuy
Analyst price target$67.00$156.50

Year-by-year: ZION vs PSX ($10,000, DRIP)

YearZION PortfolioZION Income/yrPSX PortfolioPSX Income/yrGap
1$11,067$367.27$11,048$348.10+$19.00ZION
2← crossover$12,278$435.72$12,296$474.80$18.00PSX
3$13,655$518.16$13,809$652.41$154.00PSX
4$15,229$617.77$15,681$904.56$452.00PSX
5$17,034$738.54$18,046$1,268.08$1.0KPSX
6$19,111$885.50$21,111$1,801.74$2.0KPSX
7$21,514$1,065.02$25,191$2,602.17$3.7KPSX
8$24,305$1,285.19$30,788$3,833.46$6.5KPSX
9$27,563$1,556.42$38,728$5,784.19$11.2KPSX
10$31,385$1,892.05$50,421$8,982.50$19.0KPSX

ZION vs PSX: Complete Analysis 2026

ZIONStock

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Full ZION Calculator →

PSXEnergy

Phillips 66 operates as an energy manufacturing and logistics company. It operates through four segments: Midstream, Chemicals, Refining, and Marketing and Specialties (M&S). The Midstream segment transports crude oil and other feedstocks; delivers refined petroleum products to market; provides terminaling and storage services for crude oil and refined petroleum products; transports, stores, fractionates, exports, and markets natural gas liquids; provides other fee-based processing services; and gathers, processes, transports, and markets natural gas. The Chemicals segment produces and markets ethylene and other olefin products; aromatics and styrenics products, such as benzene, cyclohexane, styrene, and polystyrene; and various specialty chemical products, including organosulfur chemicals, solvents, catalysts, and chemicals used in drilling and mining. The Refining segment refines crude oil and other feedstocks into petroleum products, such as gasolines, distillates, aviation, and renewable fuels at 12 refineries in the United States and Europe. The M&S segment purchases for resale and markets refined petroleum products, including gasolines, distillates, and aviation fuels primarily in the United States and Europe. This segment also manufactures and markets specialty products, such as base oils and lubricants. The company was founded in 1875 and is headquartered in Houston, Texas.

Full PSX Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.