Is ZIONL or JEPQ a better dividend investment in 2026?

ZIONL currently yields 9.59% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between ZIONL and JEPQ?

ZIONL has a forward dividend yield of 9.59% ($2.40/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 1.51 percentage points.

Home › Compare › ZIONL vs JEPQ

ZIONL vs JEPQ: Dividend Comparison 2026

ZIONL yields 9.59% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZIONL wins by $30.1K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

ZIONL

● Live price

9.59%

Share price

$25.00

Annual div

$2.40

5Y div CAGR

14.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$74.8K

Annual income

$12,058.97

Full ZIONL calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — ZIONL vs JEPQ

📍 ZIONL pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZIONL	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZIONL + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

ZIONL pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZIONL

Annual income on $10K today (after 15% tax)

$814.88/yr

After 10yr DRIP, annual income (after tax)

$10,250.12/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, ZIONL beats the other by $8,420.42/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZIONL + JEPQ for your $10,000?

ZIONL: 50%JEPQ: 50%

100% JEPQ50/50100% ZIONL

Portfolio after 10yr

$59.8K

Annual income

$7,105.78/yr

Blended yield

11.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZIONL buys

JEPQ buys

No recent congressional trades found for ZIONL or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZIONLJEPQ

Forward yield	9.59%	11.10% ✓
Annual dividend / share	$2.40	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	14.7% ✓	0%
Portfolio after 10y	$74.8K ✓	$44.8K
Annual income after 10y	$12,058.97 ✓	$2,152.59
Total dividends collected	$45.9K ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ZIONL vs JEPQ ($10,000, DRIP)

Year	ZIONL Portfolio	ZIONL Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,800	$1,099.62	$11,930	$1,110.39	$130.00 → JEPQ
2	$14,016	$1,390.88	$14,133	$1,224.34	$117.00 → JEPQ
3← crossover	$16,769	$1,771.08	$16,632	$1,340.46	+$137.00 → ZIONL
4	$20,214	$2,271.32	$19,454	$1,457.97	+$760.00 → ZIONL
5	$24,564	$2,935.00	$22,626	$1,576.08	+$1.9K → ZIONL
6	$30,107	$3,823.27	$26,175	$1,694.09	+$3.9K → ZIONL
7	$37,237	$5,023.19	$30,133	$1,811.32	+$7.1K → ZIONL
8	$46,504	$6,660.01	$34,531	$1,927.17	+$12.0K → ZIONL
9	$58,675	$8,915.92	$39,403	$2,041.08	+$19.3K → ZIONL
10	$74,841	$12,058.97	$44,787	$2,152.59	+$30.1K → ZIONL

ZIONL vs JEPQ: Complete Analysis 2026

ZIONL — Stock

Zions Bancorporation engages in the provision of banking and related services and offers commercial, retail banking and mortgage lending products & services. Its products involves personal banking services to individuals, including home mortgages, bankcard, other installment loans, home equity lines of credit, checking accounts, savings accounts, certificates of deposit of various types and maturities, trust services, safe deposit facilities, direct deposit, and Internet & mobile banking. The company was founded in April 1955 and is headquartered in Salt Lake City, UT.

Full ZIONL Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.