Is ZIONO or FCPT a better dividend investment in 2026?

ZIONO currently yields 9.93% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: ZIONO offers higher current income.

What is the dividend yield difference between ZIONO and FCPT?

ZIONO has a forward dividend yield of 9.93% ($2.49/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.88 percentage points.

Home › Compare › ZIONO vs FCPT

ZIONO vs FCPT: Dividend Comparison 2026

ZIONO yields 9.93% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZIONO wins by $29.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZIONO

● Live price

9.93%

Share price

$25.04

Annual div

$2.49

5Y div CAGR

14.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$78.2K

Annual income

$12,973.85

Full ZIONO calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — ZIONO vs FCPT

📍 ZIONO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZIONO	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZIONO + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZIONO pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZIONO

Annual income on $10K today (after 15% tax)

$843.71/yr

After 10yr DRIP, annual income (after tax)

$11,027.77/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, ZIONO beats the other by $6,118.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZIONO + FCPT for your $10,000?

ZIONO: 50%FCPT: 50%

100% FCPT50/50100% ZIONO

Portfolio after 10yr

$63.6K

Annual income

$9,374.56/yr

Blended yield

14.73%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ZIONO right now

ZIONO

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

0.4

Piotroski

6/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZIONO buys

FCPT buys

No recent congressional trades found for ZIONO or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZIONOFCPT

Forward yield	9.93% ✓	6.05%
Annual dividend / share	$2.49 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	14.7%	15.8% ✓
Portfolio after 10y	$78.2K ✓	$49.1K
Annual income after 10y	$12,973.85 ✓	$5,775.28
Total dividends collected	$48.9K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Hold	Hold

Year-by-year: ZIONO vs FCPT ($10,000, DRIP)

Year	ZIONO Portfolio	ZIONO Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,839	$1,138.51	$11,401	$700.92	+$438.00 → ZIONO
2	$14,112	$1,444.82	$13,064	$864.84	+$1.0K → ZIONO
3	$16,946	$1,846.23	$15,051	$1,072.48	+$1.9K → ZIONO
4	$20,509	$2,376.55	$17,442	$1,337.22	+$3.1K → ZIONO
5	$25,028	$3,083.17	$20,340	$1,677.08	+$4.7K → ZIONO
6	$30,813	$4,033.26	$23,880	$2,116.57	+$6.9K → ZIONO
7	$38,293	$5,322.89	$28,241	$2,689.36	+$10.1K → ZIONO
8	$48,064	$7,091.05	$33,660	$3,442.07	+$14.4K → ZIONO
9	$60,970	$9,541.06	$40,456	$4,439.95	+$20.5K → ZIONO
10	$78,211	$12,973.85	$49,063	$5,775.28	+$29.1K → ZIONO

ZIONO vs FCPT: Complete Analysis 2026

ZIONO — Stock

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Full ZIONO Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.