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ZIONO vs MO: Dividend Comparison 2026

ZIONO yields 9.93% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $1.9K in total portfolio value· pulled ahead in Year 10
10 years
ZIONO
ZIONO
● Live price
9.93%
Share price
$25.04
Annual div
$2.49
5Y div CAGR
14.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.2K
Annual income
$12,973.85
Full ZIONO calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — ZIONO vs MO

📍 MO pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZIONOMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZIONO + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZIONO pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZIONO
Annual income on $10K today (after 15% tax)
$843.71/yr
After 10yr DRIP, annual income (after tax)
$11,027.77/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $14,607.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZIONO + MO for your $10,000?

ZIONO: 50%MO: 50%
100% MO50/50100% ZIONO
Portfolio after 10yr
$79.2K
Annual income
$21,566.50/yr
Blended yield
27.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

ZIONO
Analyst Ratings
14
Buy
21
Hold
3
Sell
Consensus: Hold
Altman Z
0.4
Piotroski
6/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZIONO buys
0
MO buys
0
No recent congressional trades found for ZIONO or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZIONOMO
Forward yield9.93%6.36%
Annual dividend / share$2.49$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.7%22.6%
Portfolio after 10y$78.2K$80.1K
Annual income after 10y$12,973.85$30,159.17
Total dividends collected$48.9K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: ZIONO vs MO ($10,000, DRIP)

YearZIONO PortfolioZIONO Income/yrMO PortfolioMO Income/yrGap
1$11,839$1,138.51$10,570$780.30+$1.3KZIONO
2$14,112$1,444.82$11,381$1,032.90+$2.7KZIONO
3$16,946$1,846.23$12,535$1,392.73+$4.4KZIONO
4$20,509$2,376.55$14,193$1,920.91+$6.3KZIONO
5$25,028$3,083.17$16,618$2,723.68+$8.4KZIONO
6$30,813$4,033.26$20,263$3,993.80+$10.6KZIONO
7$38,293$5,322.89$25,936$6,098.36+$12.4KZIONO
8$48,064$7,091.05$35,166$9,775.01+$12.9KZIONO
9$60,970$9,541.06$51,026$16,597.78+$9.9KZIONO
10← crossover$78,211$12,973.85$80,113$30,159.17$1.9KMO

ZIONO vs MO: Complete Analysis 2026

ZIONOStock

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.